Instant Loans Online

Fund your future plans with a fair-rate loan that offers flexible repayment and easy instalments.

We’ve simplified the process. Apply for your loan in minutes, without painful paperwork or waiting in queues.

Instant Cash Loans Melbourne

Are you looking for a professional business where you can get one of our instant cash loans in Melbourne? Here at EFT Capital, you’ll find exactly that. We know finding an appropriate loan is commonly seen as a long process that requires filling a lot of paperwork and waiting for days and even weeks to get approved; but here at EFT Capital we make this process as easy as possible, so you can complete your application, have an expert staff member from EFT to assess it, and get it funded within one business day! We’re the leading suppliers of instant cash loans in Melbourne and the first name that comes to the mind of our clients when they need quick cash to recover from a threatening financial situation.

Since we started our operations back in 2002, we’ve always strived for excellence, and we’re continually pushing our limits to offer our clients the best services they can find. Trusting EFT Capital when you need instant cash loans in Melbourne means putting your financial success in the hands of top notch skill professionals who understand how valuable your time is and the easiest way to achieve your goals.

Working with EFT Capital when you need instant cash loans in Melbourne means working with a business that does its best to understand you. We know that no two situations are the same, which is why we take the time to understand your concerns and create a plan tailored to your lifestyle. Our staff are ready to assist you if you want to know more about our loans and how to apply for them if you need them to break it down for you.

Speak to us now for more detailed information on our instant cash loans in Melbourne.

Our Services


Personal Loans

Know you’ve chosen the best deal for your personal loan when you use EFT Capital.


Vehicle / Car Loans

Own your dream vehicle with our easy apply online vehicle loans.


Debt Consolidation

Consolidate all your existing loans into one making it more manageable.


Business Loans

Bank upon EFT capital for all types of business fund requirements.

Online Loan Application

    Check your eligibility

    • Step

      Submit an application online.Apply Online

    • Step

      Upload all your supportive documents to your application or you can email it directly to us: Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card

    • Step

      Our loan specialist will review your application and contact you to discuss

    • Step

      If approved, loans terms will be provided and contract issued

    • Step

      Client to sign contract electronically or manually

    • Step

      Funds transfers to your bank account

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