info@eftcapital.com.au
Loans for Unemployed Melbourne
At EFT Capital we will consider your loan application even if you are unemployed. We believe that nobody should be excluded from fair and affordable credit just because they don’t meet the employment criteria that many other lenders impose. We’ve become a trusted loan products providers in Australia and the first option when people need loans for the unemployed in Melbourne, with over 20 years of experience in the field, we’ve positioned as the first choice among loan solutions providers.
We set the difference from other businesses offering loans for the unemployed in Melbourne because we treat an application from someone unemployed in the same way as any other application, by assessing your income (for example and we will estimate what is affordable to repay, mostly looking at current credit commitments with a credit search as well as current expenditures.
We offer the quickest loans you’ll find in Australia, with comfortably lengthy repayment periods and at very accessible interest rates so you won’t have to sweat your back off to pay for your loan. EFT Capital business for many to look for loans for the unemployed in Melbourne and your one stop shop when it comes to getting products related to the field of loans. Applying for cash loans for the unemployed in Melbourne here at EFT Capital is as easy as planning your budget with the assistance of our EFT loan calculator available on our website, forming a constructive and profitable business plan to make the most out of your loan money, then choosing the best solution according to your needs and planning your monthly payments to get the best repayment plan for you. Feel free to call us if you want to know the details related to our loans for the unemployed in Melbourne and the other loan products, we offer here at EFT Capital. And remember EFT is your ally at getting your finances in order.
Our Services
Personal Loans
Know you’ve chosen the best deal for your personal loan when you use EFT Capital.
Debt Consolidation
Consolidate all your existing loans into one making it more manageable.
Online Loan Application
- Step
1Submit an application online.Apply Online
- Step
2Upload all your supportive documents to your application or you can email it directly to us: charl@eftcapital.com Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card
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3Our loan specialist will review your application and contact you to discuss
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4If approved, loans terms will be provided and contract issued
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5Client to sign contract electronically or manually
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6Funds transfers to your bank account
What Our Clients Say About Us
500 Reviews
Peter Cabeza
The team at EFT Capital and my personalised handler, Charl, have been fantastic with their business approach, efficient and cost effective with their actual loans and always approachable.There is a constant flow of communications that make all situations… The team at EFT Capital and my personalised handler, Charl, have been fantastic with their business approach, efficient and cost effective with their actual loans and always approachable.There is a constant flow of communications that make all situations easily adjusted and maintained.I am very happy with their service and personable approach. Their rates are more than competitive with other companies.Overall, I would highly recommend this team to anyone, anytime.
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Benny and Joyce
EFT Capital is the most hassle-free lending company we’ve experienced. It is fast tracking and very dependable at all times. And the director, Charles, is kind, understanding and very generous person. He has helped us through many financial… EFT Capital is the most hassle-free lending company we’ve experienced. It is fast tracking and very dependable at all times. And the director, Charles, is kind, understanding and very generous person. He has helped us through many financial difficulties, no matter how small or big, he was very accomodating and reliable. It is easy to talk to him and come up with terms that will benefit both of you. Overall, EFT Capital is considered a 5-star rating for us!
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David Wallader
Our association with EFT Capital, Principal Mr Charl Coetzee goes back to December 2015. Request to assist with rebuild of a Stretch Limousine business for our new undertaking within the Limousine industry to supplement our pension income.
… Our association with EFT Capital, Principal Mr Charl Coetzee goes back to December 2015.
Request to assist with rebuild of a Stretch Limousine business for our new undertaking within the Limousine industry to supplement our pension income.
Since inception, we have found EFT Capital, Principal Charl Coetzee a most understanding financial provider supporting an industry based on performance of the borrower’s ability to market their product in an extremely competitive marketplace covering service, presentation and representation.
During the 5 years, we have found EFT Capital to be understanding, most cooperative and further assistance given to be exceptionally quick with their decision and limited paper in support.
The pandemic (Covid-19) sighted our business financially to be of a major concern with many bookings to concerts, weddings, and family gatherings, being cancelled despite our business being classed as an essential service by the Industry Regulator. Our business was affected by the ‘crowd’/gathering policy of the State Government causing cancellations of hire already in place through the year ofma 2020.
The understanding of our financier, EFT Capital was an incomparable supporter ofthe unprecedent predicament period of concern. As a previous career employee in the financial industry, I sincerely congratulate EFT Capital, Charl Coetzee for their understanding,support and speed of decision.
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