Instant Loans Online

Fund your future plans with a fair-rate loan that offers flexible repayment and easy instalments.

We’ve simplified the process. Apply for your loan in minutes, without painful paperwork or waiting in queues.

Bad Credit Loans Perth

Searching for professional money lenders willing to offer bad credit loans in Perth? You’ve come to the right place.

We’re EFT Capital, the first name to come to the mind of Aussies who need bad credit loans in Perth to escalate their personal projects, get even with the bank about an old debt they can’t pay at the moment, buying a new vehicle, and more. We offer Australians a superior service that makes the entire process of applying for a loan a much simpler one. Quit dealing with that stressful financial situation that dragged your credit score to the bottom by getting one of our bad credit loans in Perth.

As the major provider of bad credit loans in Perth, we not only limit our loan products to this. There are many types of loans we offer our clients. Here at EFT Capital, you can also request other kinds of loans such as:

• Vehicle loans to finally purchase that dream vehicle you’ve been wishing for so long. These are available for cars, two wheelers, and even commercial vehicles!

• Debt consolidation loans to lower interest rates and make your current debts more manageable. Don’t let debts be in control of your finances!

• Business loans to help you grow your business and keep expanding without the lack of cash being an issue to worry about. We know your business deserves loans at the best possible rates.

When looking for a business where you can get instant bad credit loans in Perth from the comfort of your house through an entirely online process, EFT Capital is the best choice to apply for bad credit loans in Perth with a fair-rate loan that offers flexible repayment and easy instalments. With an extremely simplified process that can be completed easily in a couple of minutes, applying for a loan is no longer a tedious and exhausting process.

Our Services


Personal Loans

Know you’ve chosen the best deal for your personal loan when you use EFT Capital.


Vehicle / Car Loans

Own your dream vehicle with our easy apply online vehicle loans.


Debt Consolidation

Consolidate all your existing loans into one making it more manageable.


Business Loans

Bank upon EFT capital for all types of business fund requirements.

Online Loan Application

    Check your eligibility

    • Step

      Submit an application online.Apply Online

    • Step

      Upload all your supportive documents to your application or you can email it directly to us: Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card

    • Step

      Our loan specialist will review your application and contact you to discuss

    • Step

      If approved, loans terms will be provided and contract issued

    • Step

      Client to sign contract electronically or manually

    • Step

      Funds transfers to your bank account

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