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Fund your future plans with a fair-rate loan that offers flexible repayment and easy instalments.

We’ve simplified the process. Apply for your loan in minutes, without painful paperwork or waiting in queues.

Bad Credit Loans Adelaide

Looking for a loan with a minimum credit score? Welcome to EFT Capital, we’re here to help you with that! We’re the industry leading business where you can get a loan approved in less than 24 hours and start working on your new project, looking for a new vehicle, or finally paying off an old debt. We also offer bad credit loans in Adelaide and we’re proud of being the first choice among borrowers when a comprehensive loan is required. Since we started our operations back in 2002, we’ve always strived for excellence, and we’re continually striving to offer our clients the best services available in the market. Trusting EFT Capital when you need a loan means selecting a business that understand how difficult getting bad credit loans in Adelaide approved can be and works towards helping you during difficult financial times.

When looking for bad credit loans in Adelaide; selecting EFT Capital is the right choice to make. It’s not an overstatement saying EFT Capital leads the way across suppliers of bad credit loans in Adelaide because we offer you core loan products to cover all kinds of needs: we supply personal loans (both secured and unsecured), debt consolidation loans, business loans and vehicle loans as well. We’re known for bad credit loans in Adelaide that are affordable and flexible!

Applying for bad credit loans in Adelaide at EFT Capital only takes a couple of minutes. We’re the leaders when it comes to assisting our clients in achieving loans that meet their current financial needs. It does not matter if you need to renovate your house, about to face some wedding expenses, pay for your getaway, purchasing new home appliances and everything in between. We’re here to help you achieve this, and do it fast!

Feel free to call us if you want to know the details related to our bad credit loans in Adelaide and the other loan products, we offer here at EFT Capital.

Our Services


Personal Loans

Know you’ve chosen the best deal for your personal loan when you use EFT Capital.


Vehicle / Car Loans

Own your dream vehicle with our easy apply online vehicle loans.


Debt Consolidation

Consolidate all your existing loans into one making it more manageable.


Business Loans

Bank upon EFT capital for all types of business fund requirements.

Online Loan Application

    Check your eligibility

    • Step

      Submit an application online.Apply Online

    • Step

      Upload all your supportive documents to your application or you can email it directly to us: Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card

    • Step

      Our loan specialist will review your application and contact you to discuss

    • Step

      If approved, loans terms will be provided and contract issued

    • Step

      Client to sign contract electronically or manually

    • Step

      Funds transfers to your bank account

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