Instant Loans Online

Fund your future plans with a fair-rate loan that offers flexible repayment and easy instalments.

We’ve simplified the process. Apply for your loan in minutes, without painful paperwork or waiting in queues.

Best Car Loans Adelaide

You’ve found EFT Capital, home of the best car loans in Adelaide and the right place to visit if you want to purchase your dream vehicle. We’re the industry leading business where you can get a loan approved in less than 24 hours and purchase that vehicle you need to improve your lifestyle or to enhance your business’s equipment to complete daily operations. When you decide to trust EFT Capital to get the best car loans in Adelaide, you’re trusting a business with over 20 years experience in this industry, and we’ve learned a lot from that; knowledge that we use to offer our clients the services they need and exceed their expectations.

Here at EFT Capital, you can get the best car loans in Adelaide at excellent rates and finally purchase that dream vehicle you’ve been wishing for so long. These are available for cars, two wheelers, and even commercial vehicles! WE take pride on having our business’s name at the top when people ask for the right place to find the best car loans in Adelaide. We make sure we can adapt to our clients’ needs, and that means offering a wide array of produces you can choose from depending on your needs. We don’t limit our loans to offering the best car loans in Adelaide alone, but we also offer personal loans (secured and unsecured so you can select the most suitable one for you), debt consolidation loans, business loans, and more.t

Working with EFT Capital means working with a business that does its best to understand you. We know that no two situations are the same, which is why we take the time to understand your concerns and create a plan tailored to your lifestyle. Our staff are ready to assist you if you want to know more about our loans and how to apply for them if you need them to break it down for you.

Our Services


Personal Loans

Know you’ve chosen the best deal for your personal loan when you use EFT Capital.


Vehicle / Car Loans

Own your dream vehicle with our easy apply online vehicle loans.


Debt Consolidation

Consolidate all your existing loans into one making it more manageable.


Business Loans

Bank upon EFT capital for all types of business fund requirements.

Online Loan Application

    Check your eligibility

    • Step

      Submit an application online.Apply Online

    • Step

      Upload all your supportive documents to your application or you can email it directly to us: Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card

    • Step

      Our loan specialist will review your application and contact you to discuss

    • Step

      If approved, loans terms will be provided and contract issued

    • Step

      Client to sign contract electronically or manually

    • Step

      Funds transfers to your bank account

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