Instant Loans Online

Fund your future plans with a fair-rate loan that offers flexible repayment and easy instalments.

We’ve simplified the process. Apply for your loan in minutes, without painful paperwork or waiting in queues.

Check My Credit Rating Australia

Did you type in “check my credit rating Australia” with the hopes of finding a dedicated business that lends money no matter your credit score? You’ve come to the right place. We’re EFT Capital, a word-class business lending money to Aussies and making sure they can finally purchase that vehicle they want so much, pay for the renovations they need in their house, or even get out of a difficult financial situation through debt consolidation. With a lot of effort and being as efficient as possible in our duties, we’ve become a mandatory mention among the businesses that show up when someone googles “check my credit rating Australia”; we’re proud of offering the best loan products to Aussies and make a process often seen as tedious and time consuming, an easy and straightforward one you can manage online.

It’s as easy as contacting us and telling us “I want to check my credit rating in Australia” and have our experts tell you what kinds of loans you’re eligible for. By selecting EFT Capital, you’re trusting an experienced business with more than 20 years offering Australians the best loan products, and that includes assisting them through the entire process, from the time they show up asking “Can I check my credit rating in Australia?”, to getting their loans approved and starting to repay them in accessible and flexible fees.

We’re aware of the stigma attached to our industry, and use transparency, honesty and good service to prove that we are the best lender for you. At EFT capital, we always put ourselves in your shoes and look for the best ways to help you when you need it the most. Our aim, regardless of the outcome of your loan application, is to help you move forward in life and gain financial control in your life.

Contact us now so we can tell you all the details.

Our Services


Personal Loans

Know you’ve chosen the best deal for your personal loan when you use EFT Capital.


Vehicle / Car Loans

Own your dream vehicle with our easy apply online vehicle loans.


Debt Consolidation

Consolidate all your existing loans into one making it more manageable.


Business Loans

Bank upon EFT capital for all types of business fund requirements.

Online Loan Application

    Check your eligibility

    • Step

      Submit an application online.Apply Online

    • Step

      Upload all your supportive documents to your application or you can email it directly to us: Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card

    • Step

      Our loan specialist will review your application and contact you to discuss

    • Step

      If approved, loans terms will be provided and contract issued

    • Step

      Client to sign contract electronically or manually

    • Step

      Funds transfers to your bank account

    What Our Clients Say About Us

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