Instant Loans Online

Fund your future plans with a fair-rate loan that offers flexible repayment and easy instalments.

We’ve simplified the process. Apply for your loan in minutes, without painful paperwork or waiting in queues.

Check Your Credit Score Australia

Welcome to EFT Capital, the best place to check your credit score in Australia, from the comfort of your house and only in a few clicks. We’re the first business to make this process as simple and fast as possible and help our client save time and effort from having to wait in line and doing bothersome paperwork. You can check your credit score in Australia today with us, and have peace of mind knowing you’re leaving it in the hands of experienced professionals with over 20 years of success in this industry. We’re a proudly Australian owned and operated business that knows how to offer their clients the best service through top of the line products available at excellent prices.

It does not matter if you’re looking for a loan or if you only want to check your credit score in Australia. Here at EFT capital, you will find a trusted business that does its best to understand you. We know that no two situations are the same, which is why we take the time to understand your concerns and create a plan tailored to your lifestyle. Our staff are ready to assist you if you want to know more about our loans and how to apply for them if you need them to break it down for you. If you want to check your credit score in Australia, knowing you’ll have a rough time looking for loans, you can trust EFT capital to handle that for you.

When it comes to assisting you in this process of checking your credit score in Australia and applying for a loan, we remain the undisputed leaders. Our team is composed by excellent professionals with years of experience helping our clients apply for loans and get them approved as soon as possible. We’re glad to assist you in this process!

Our Services


Personal Loans

Know you’ve chosen the best deal for your personal loan when you use EFT Capital.


Vehicle / Car Loans

Own your dream vehicle with our easy apply online vehicle loans.


Debt Consolidation

Consolidate all your existing loans into one making it more manageable.


Business Loans

Bank upon EFT capital for all types of business fund requirements.

Online Loan Application

    Check your eligibility

    • Step

      Submit an application online.Apply Online

    • Step

      Upload all your supportive documents to your application or you can email it directly to us: Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card

    • Step

      Our loan specialist will review your application and contact you to discuss

    • Step

      If approved, loans terms will be provided and contract issued

    • Step

      Client to sign contract electronically or manually

    • Step

      Funds transfers to your bank account

    What Our Clients Say About Us

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