New Vehicle Loan
As the name suggests, a new vehicle loan can be used to purchase a brand new vehicle straight out of the showroom.
We offer new vehicle loans that can be tailored to suit your budget, offering loan terms of 1 year to 3 years. New loans are available for most makes and models of vehicles in the market up to the value of $20 000.
Second Hand Vehicle Loan
Whether you are browsing websites such as CarSales or Gumtree, Facebook marketplace, a private seller or a even a dealership to find your used car, EFT Capital can assist you with a second-hand vehicle loan.
Once you have your loan pre-approval, you can find your vehicle with confidence, agree on a sale price and then let us know the details of the vehicle you’d like to purchase.
Car Loans Online
EFT Capital have easy repayment options for your new or used vehicle. Our quick application process makes it simple to get approved in minutes so that you can drive away with your dream car today.
Plus, we offer flexible terms that fit into any budget, so you’ll be able to make weekly, fortnightly or monthly payments that are affordable for you without having to worry about going over budget on your purchase.
With our competitive rates and great customer service, there’s no reason not to apply now! Get started by filling out an online application right here on our website – it only takes five minutes.
With our quick approval process, we make buying that dream car possible today. Get started by filling out an application online. It’s fast, free, and secure, so what are you waiting for? Apply Online
New Vehicle Loans Online
The process of getting a loan for a new vehicle can be tedious and time-consuming. You must go through the entire application process repeatedly with different lenders until you find one that will give you the loan terms you need at an affordable rate.
Our team has extensive experience in the industry, making it easy to get approved for loans on any make or model of vehicle. We’ll save you all the hassle by taking care of everything from start to finish so that all you have to do is drive away in your dream car.
Second Hand Car Loan Online
Getting a loan for second-hand vehicles has never been easy. Banks, finance companies and the like are very stringent in their lending policies, making it hard to get approved for a vehicle loan if you have bad credit. The good news is that we can help you with our second-hand car loans even if you have bad credit or an existing default on your record.
EFT Capital is here to help you find your second-hand car loan so that you can buy the right car at the right price. We have been serving Australians for years and understand their needs when it comes to financing vehicles. Our expertise in this area will ensure that we provide our clients with an affordable solution within their budget and requirements.
Apply For A Car Loan Online
At EFT Capital, we understand buying a car is one of the biggest financial decisions many of us will ever make, besides buying a home.
There are a bunch of things that you will need to think about and remember before you can commit and put your car loan to good use, but don’t worry we’re here to help.
There are plenty of things to consider when choosing the right lender-that’s why we’re here to help! We make looking for car finance a bit easier by offering car loans 100% online.
Our vehicle loans offer you the option to purchase privately or through a registered car dealer. It might be time to upgrade your existing vehicle or purchase your first one, either way we assist and make it an easy process. Apply online or give us a call on 1300 722 744
Have Your Finance Secured Rapidly Without Stress
Once you have decided on whether a new or used vehicle is best for you and your budget, our team is waiting to handle the rest. With our simple online calculator and application process, you can be assured that financing will be the easiest part of purchasing your new vehicle.
You deserve an easier way to finance your next car or truck purchase, so why not make it with us? With our fast approvals and competitive rates, we have what it takes to get you into the driver’s seat of your dream vehicle today. Apply Online Today!!
Apply For A Vehicle/Car Loan Online
Submit an application online. Apply Now
Upload all your supportive documents to your application or you can email it directly to us: charl@eftcapital.com Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card
Our loan specialist will review your application and contact you to discuss
If approved, loans terms will be provided and contract issued
Client to sign contract electronically or manually
Funds transfers to your bank account
What To Consider When Buying A Second-Hand Vehicle
Many things can go wrong with used cars and buying one without doing your research could end up costing you thousands of dollars. It’s essential to do your homework before making any purchase decisions. That way, you won’t be caught off guard by hidden costs or other issues down the road.
The second-hand market is full of great deals and offers. Of course, you can find the best cars at the lowest prices, but it’s essential to have an expert guide you through this process so that you don’t end up with a lemon. Follow this checklist to ensure your vehicle is the real deal:
- Conduct a Personal Property Securities Register (PPSR) check: This is Australia’s national register for security interests in personal property. With the PPSR, you can search and find out if any security interests are registered against the vehicle, so you know it will not be re-possessed later.
- Get a full vehicle history report: With this report, you can be assured that the vehicle has not been in an accident or had bodywork done by a repair shop (or even had paintwork). In addition, all recalls have been completed, and all service records are up-to-date with no outstanding issues remaining unresolved by the manufacturer.
- Check the details: Ensure the VIN, registration details and engine number all match. If there are any discrepancies, or the owner will not provide the details, it is not advisable to purchase.
- Have the vehicle professionally inspected: You can purchase a pre-owned vehicle with confidence by taking it to a reputable mechanic for a full pre-purchase inspection.
Faq-vehicle loan
- Over the age of 18yrs old
- Currently an Australia Citizen, residents or hold a valid working visa
- Have a bank account that is lined to internet banking
- Have regular income going into a bank
- Have at least 90 days of bank statement (we can supply you with a link to easily upload)
- Call 1800 007 007 anywhere in Australia to talk to a free and independent financial counsellor.
- If you are on Centrelink, you can request an advance www.humanservices.gov.au/advancepayments
- For lots of other advice, you can visit the Australian governments Moneysmart website www.moneysmart.gov.au