Vehicle Loan
Buying your dream vehicle has never been so easy . Drive your dream vehicle with our easy vehicle loans

Looking for a Car Loan?
At EFT Capital we understand buying a car is one of the biggest financial decisions many of us will ever make, besides buying a home. There are a bunch of things that you will need to think about and remember before you can commit and put your car loan to good use, but don’t worry we’re here to help.
There are plenty of things to consider when choosing the right lender-that’s why we’re here to help! At EFT Capital, we make looking for car finance a bit easier by offering car loans 100% online. Our vehicle loans offer you the option to purchase privately or through a registered car dealer. It might be time to upgrade your existing vehicle or purchase your first one, either way we assist and make it an easy process.
Process involved in applying for a car loan

Types of Vehicle Loans

New Vehicle Loan:
As the name suggests, a new vehicle loan can be used to purchase a brand new vehicle straight out of the showroom. We offer new vehicle loans that can be tailored to suit your budget, offering loan terms of 1 year to 3 years. New loans are available for most makes and models of vehicles in the market up to the value of $20 000.

Second-hand vehicle Loan:
Whether you are browsing websites such as CarSales.com.au or Gumtree.com.au, Facebook marketplace, a private seller or a dealership to find your used car; EFT Capital can assist in all these situations. Once you have your loan pre-approval, you can find your vehicle with confidence, agree on a sale price and then let us know the details of the vehicle you’d like to purchase.
Apply For loan
Submit an application online. Apply Now
Upload all your supportive documents to your application or you can email it directly to us: charl@eftcapital.com Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card
Our loan specialist will review your application and contact you to discuss
If approved, loans terms will be provided and contract issued
Client to sign contract electronically or manually
Funds transfers to your bank account
Quick Links
Faq-vehicle loan
- Over the age of 18yrs old
- Currently an Australia Citizen, residents or hold a valid working visa
- Have a bank account that is lined to internet banking
- Have regular income going into a bank
- Have at least 90 days of bank statement (we can supply you with a link to easily upload)
- Call 1800 007 007 anywhere in Australia to talk to a free and independent financial counsellor.
- If you are on Centrelink, you can request an advance www.humanservices.gov.au/advancepayments
- For lots of other advice, you can visit the Australian governments Moneysmart website www.moneysmart.gov.au