Instant Loans Online

Fund your future plans with a fair-rate loan that offers flexible repayment and easy instalments.

We’ve simplified the process. Apply for your loan in minutes, without painful paperwork or waiting in queues.

Best Car Loans Melbourne

Have you been constantly thinking of that new vehicle you want to purchase? Do you find nearly impossible saving cash to get it? Forget about it with EFT Capital, home of the best car loans in Melbourne and your allies in this task of buying a brand new vehicle for personal use or for your business. By selecting EFT Capital to request the best car loans in Melbourne, you can rest easy knowing you’ve chosen an experienced business with over 20 years experience in this industry, and a list of values that makes us stand out from the rest when it comes to lending money to our borrowers:

• We offer a comprehensive product range so every client can find the most suitable solution according to their financial status.

• Completing the request for one of the loans we offer is not only simple but also very fast. It’ll only take a couple of minutes planning the type of loan you need and giving us the information needed to assess your case.

• We offer record times on approvals! When everything is in order, getting one of our best car loans in Melbourne is only a matter of days.

EFT Capital have easy repayment options for your new or used vehicle. Our quick application process makes it simple to get approved in minutes so that you can drive away with your dream car today. Stop thinking about it so much and apply to get one of the best car loans in Melbourne and drive around in a new vehicle. We offer flexible terms that fit into any budget, so you’ll be able to make weekly, fortnightly or monthly payments that are affordable for you without having to worry about going over budget on your purchase. Get more info today by calling us directly and asking our experts about the best car loans in Melbourne.

Our Services


Personal Loans

Know you’ve chosen the best deal for your personal loan when you use EFT Capital.


Vehicle / Car Loans

Own your dream vehicle with our easy apply online vehicle loans.


Debt Consolidation

Consolidate all your existing loans into one making it more manageable.


Business Loans

Bank upon EFT capital for all types of business fund requirements.

Online Loan Application

    Check your eligibility

    • Step

      Submit an application online.Apply Online

    • Step

      Upload all your supportive documents to your application or you can email it directly to us: Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card

    • Step

      Our loan specialist will review your application and contact you to discuss

    • Step

      If approved, loans terms will be provided and contract issued

    • Step

      Client to sign contract electronically or manually

    • Step

      Funds transfers to your bank account

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