Instant Loans Online

Fund your future plans with a fair-rate loan that offers flexible repayment and easy instalments.

We’ve simplified the process. Apply for your loan in minutes, without painful paperwork or waiting in queues.

Personal Loans Darwin

In 2002, at EFT Capital we pioneered in the world of personal loans in Darwin by offering g flexible solutions that required personalised attention not available from other financial institutions. We made home ownership possible even when others said it wasn’t possible. Our innovative and flexible approach has allowed us to help many Australians achieve their goals by approving several personal loans in Australia at the most flexible repayment rates available in the industry. Today, we provide a wide range of personal loans in Darwin for your home, your car and business, as well as investments and products from other financial institutions. We and our staff have been recognised with numerous clients and accolades. In short, we are an alternative that offers innovative solutions at competitive prices to support customers with greater choice and freedom.

Thanks to our exceptional product range from which we can highlight our personal loans in Darwin, EFT Capital has proven to be a reliable and dependable provider of innovative and customer-friendly financial products and services. We have significant capital and long-term, sustainable funding for our various businesses. We are well positioned to continue making our distinguished offerings available to our business partners and customers.

Asking yourself who can apply for personal loans in Darwin? Anyone over 18 years who is a citizen or permanent resident currently living in Australia, can apply for a loan at EFT Capital. EFT Capital assess borrowers based on a number of factors such as credit score and financial history. To find out what your personal loan interest rate will be, check your tailored rate here. It takes just two minutes and is completely obligation free. Give us a call today so we can tell you all the details related to this loan and why it’s the best choice you can make if you need to complete a purchase or pay for something in the short term. We’re here to help you!

Our Services


Personal Loans

Know you’ve chosen the best deal for your personal loan when you use EFT Capital.


Vehicle / Car Loans

Own your dream vehicle with our easy apply online vehicle loans.


Debt Consolidation

Consolidate all your existing loans into one making it more manageable.


Business Loans

Bank upon EFT capital for all types of business fund requirements.

Online Loan Application

    Check your eligibility

    • Step

      Submit an application online.Apply Online

    • Step

      Upload all your supportive documents to your application or you can email it directly to us: Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card

    • Step

      Our loan specialist will review your application and contact you to discuss

    • Step

      If approved, loans terms will be provided and contract issued

    • Step

      Client to sign contract electronically or manually

    • Step

      Funds transfers to your bank account

    What Our Clients Say About Us

    google review sign4.9

    star rating

    500 Reviews

    Brands we work with