Instant Loans Online

Fund your future plans with a fair-rate loan that offers flexible repayment and easy instalments.

We’ve simplified the process. Apply for your loan in minutes, without painful paperwork or waiting in queues.

Personal Loan Immediate Approval

When you apply for a personal loan, you want the money to be approved and put into your account quickly. After all, you might be using the loan to pay for urgent medical bills, a limited-time car sale, or other unexpected expenses. With our personal loan with immediate approval, you can get access to the money you need fast. There are several aspects to our personal loans that make then faster and more accessible than the rest. So, when you’re looking for a personal loan, quick approval is available from EFT Capital.

Here’s what makes us different from other providers of personal loans with immediate approvals, at EFT Capital our fast application process is an important part of our instant approval personal loans. Many lenders make it so hard to apply for a personal loan, which gets even worse if you try to secure it as it dramatically slows down the approval process. But with our team, you don’t need to worry about this. Applying for a personal loan with immediate approval through EFT Capital is fast and easy. You can fill in our easy application form and submit all the documents we need online.

If you’ve applied for your instant approval personal loan within business hours, our professionals will process the application and can do an initial assessment within a few hours depending upon the loan amount. If approved an electronic contract can then be sent to you quickly, and once all the paperwork is approved, funds are sent through an electronic transfer. We have over 20 years of experience in the field of personal loans with immediate approval and we take pride in being the most trusted place to apply for a loan when you need it the most. Get your personal loan with immediate approval here at EFT Capital.

Our Services


Personal Loans

Know you’ve chosen the best deal for your personal loan when you use EFT Capital.


Vehicle / Car Loans

Own your dream vehicle with our easy apply online vehicle loans.


Debt Consolidation

Consolidate all your existing loans into one making it more manageable.


Business Loans

Bank upon EFT capital for all types of business fund requirements.

Online Loan Application

    Check your eligibility

    • Step

      Submit an application online.Apply Online

    • Step

      Upload all your supportive documents to your application or you can email it directly to us: Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card

    • Step

      Our loan specialist will review your application and contact you to discuss

    • Step

      If approved, loans terms will be provided and contract issued

    • Step

      Client to sign contract electronically or manually

    • Step

      Funds transfers to your bank account

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