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The Importance of Making Timely Repayments on Loans: A Path to Financial Success

In today’s fast-paced world, loans have become an integral part of our lives. Whether it’s for buying a car, pursuing higher education, or starting a business, loans provide us with the necessary financial assistance to achieve our goals. However, the key to a successful loan experience lies in making timely [Read More]


Why It’s Important to Make Your Personal Loan Payments on Time

Taking out a personal loan can be a great way to get the money you need to cover unexpected expenses, consolidate debt, or make a major purchase. However, it’s important to remember that making your payments on time is essential to maintaining a good credit score. A credit score is [Read More]

Student Visa Restrictions And What It Means

Studying abroad is a welcoming prospect for most young students seeking higher education. It helps enrich one’s portfolio and broadens their horizon. But being popular makes student visas a high-demand commodity, as most countries limit the number of foreign students at any given time. A student visa also comes with [Read More]

Cost Of Living And Some Tips On How To Overcome It

The soaring cost of living has been a major crisis in various countries across the world. With the rising cost of living- increase in fuel, food services, mortgages and utilities, interest rates, etc. the general people are in turmoil. People of all groups and demographics now worry about meeting this [Read More]

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What To Do When Interest Rates Are Rising?

As interest rates continue to rise in Australia, it can be challenging to determine what steps to take to protect your finances. Luckily, there are a few strategies you can consider to help you prepare for rising rates and ensure that your finances remain stable. Paying your loans fast is [Read More]

Rising Inflation and Interest Rates in Australia

Inflation rates are at an all-time high in every part of the world. And they are still rising at a staggering rate. The lingering effects of the pandemic and subsequent Russian invasion of Ukraine impacted the production of vital goods and raised production costs. The RBA has been increasing loan [Read More]


Vehicle Loan: A Complete Guide

It’s very hard to get by without a car these days. Whether it be commuting to work or picking up the kids from school, or even driving to meet your friends, having your own car makes your life a lot easier. But cars are very expensive, and often, it can [Read More]

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Personal Loans: A Complete Guide

Money is the last thing you should be worrying about during a personal emergency. Unfortunately, the world revolves around money, and emergencies mean unexpected expenses. And that can add some insult to your injury. In such cases, personal loans can be of great help.   You may have heard of [Read More]


Consolidation Loan – 1 Loan That Will Reduce Your Interest Payments

Managing personal finances can be quite a hurdle. Especially if you are dealing with multiple loans, keeping track of the differing interests and payments can become very challenging. That’s where a consolidation loan comes in. With the help of consolidation loans, your debt repayments can become significantly easier. Without proper [Read More]

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Loans For Non-Residents In Australia – Here’s What You Should Know

As a non-resident with a temporary visa, it may seem impossible to get a loan. Whether it is to support you through your higher education, or for a home, the chances seem slim. But if you are a temporary resident in Australia, getting a loan is not only possible – [Read More]

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Early Payments on Your Existing Loan: Should You Do It?

The financial system made it pretty easy to get a loan if you have a decent enough credit score. With all loans, there might be an interest rate you are paying. And you certainly have to repay the loan by a certain date. Well, have you ever thought about paying [Read More]


Is Buy Now Pay Later A Good Idea?

Buy Now Pay Later sounds good on paper. But there are many hidden pitfalls in this system. Most people understand that 0% APR has something fishy going on. The fact that you’re even reading this article proves you have some doubt. Or maybe you only want to know whether it [Read More]

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How Gambling Affects Your Credit Worthiness

Gambling requires you to risk it all for an uncertain return.  In a matter of seconds, you can lose all you own or gain a fortune. In the worst case scenario, you will be left with an endless amount of debts and loans to repay. Some even take out loans [Read More]


Is Debt Consolidation A Good Idea?

Debt consolidationis a way to reduce the amount of work it takes to pay off each of your loans separately. In this one payment system, you can reduce your repayments through personal, payday, or consolidation loans. But is it a good idea to do so? Debt Consolidation Consolidation is a [Read More]

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Buying An Uber Car Using A Personal Loan Vs. Renting One

When it comes to commuting services, technology has brought about a significant transformation in everyday life. Uber and other ride-sharing services have changed the transportation secerio in the best possible way. People are now more reliant then ever on tech-centric services like Uber and Lyft all across the world. Are [Read More]

American Dollars on an Envelope

Things to Consider While Building Wealth

You are lucky if you are born with a silver spoon, if not, then you definitely need to build wealth. Indulging in the process of building wealth is going to be a long and time consuming process. It expects you to be both patient and pioneering. Further, you also need [Read More]

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Are Personal Loans Bad For Your Credit Score?

A personal loan badly affects your credit score in multiple ways. It has both a grey and positive impact on your credit score. Taking out a personal loan for bad credit Australia isn’t awful for your credit score. In any case, it might influence your general score for the short term and [Read More]

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Negotiating A Credit Card Debt Settlement

Negotiating A Credit Card Settlement Seeing how long you may be in this circumstance can be useful when you call your creditors to negotiate. Obtain loans for bad credit with EFT Capital. When a financial crisis strikes we are there for you to offer you personal loan in Australia. If [Read More]

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Know Your Options Before Declaring Bankruptcy

COVID 19 has made people realise, more than ever, that a cash flow disruption can occur to anyone, anytime, and without much warning. Not just that, sudden unforeseen liabilities like uncovered medical bills etc. can also creep up without you ever realising it. If you don’t have enough contingency funds [Read More]

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Tips To Manage Your Personal Loan

Working professionals are progressively choosing personal loans for any expensive purchases or for a dire need of assets. It is additionally on the grounds that personal loans in Australia are easily available. Online cash loans have made the entire procedure struggle free and obtaining a personal loan is no longer [Read More]

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Get A Personal Loan In 48 Hours

The Digital transformation across the globe changed the way we used to work and make the loan processes fast and efficient. With a click of the button, you can not only submit the application but also get your loan approved fast and credited in your bank account. We are leading [Read More]

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Expert Guide to Debt Consolidation

Opting for a debt consolidation loan is a big step and not something everyone needs to consider. To decide whether a debt consolidation loan is right for you, please reach out to our expert financial advisors for personalised advice for your situation. What Is Debt Consolidation? Debt Consolidation is the [Read More]

Women sitting looking at finances on paper before getting a vehicle loan

Things To Consider Before Choosing A Vehicle/Car Loan

Wanting to purchase a car? Congrats!! But wait for a minute. Before you opt into a contract for a car/vehicle loan, browse our article for some things to consider! Have you contacted any certified proficient car finance broker? With the quantity of cars available in the market, finding the best [Read More]

EFT Loan Advisor Shaking Hand With Client After getting a loan

Difference Between Informal Agreement & Part 9 Debt Agreement

If you fail miserably to take care of your debts, a Debt Agreement is a reasonable choice that permits you to pay off your debts and keeps you away from the Bankruptcy. You can also take care of debts with loans for bad credit. Types of Agreement: A Formal Part [Read More]

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Debt Consolidation – How To Reduce Debt

Debt is not all bad. In fact, if used intelligently and productively, it has the power to create significant wealth for you; but if it is allowed to run away, it can really bring you down to a level that you will find difficult to bring yourself up from. For [Read More]