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Payday Loans Melbourne

Getting payday loans in Melbourne approved is easier now thanks to EFT Capital. The leading loan products supplier and the business you need to trust when you need some cash in your hands quickly.

We know finding appropriate payday loans in Melbourne is commonly seen as a long process that requires filling a lot of paperwork and waiting for days and even weeks to get approved; but here at EFT Capital we make this process as easy and straight forward as possible, so you can complete your application, have an expert staff member from EFT to assess it, and get it approved within one business day. We know this is a quick loan that needs to be approved as soon as possible so you can have cash available fast.

Over 20 years of experience in this industry have given us the knowledge needed to understand our clients’ needs and work towards helping them achieve their goals without taking much of their time. With EFT Capital providing the bet payday loans in Melbourne, it does not matter if you have a subprime credit, you can also access to one of our loans and borrow some money to get out of a difficult situation. If you found a great deal you don’t want to let pass on, or you need to pay for an old debt right now, our payday loans in Melbourne are the best possible option for you.

We make sure all our clients’ needs are covered and continually improve our product range so we keep our position as the preferred providers of payday loans in Melbourne among people who want to acquire bad credit loans in Melbourne without much hassle and not taking too long to complete the process. Contact us today so we can give you the details about our products and why EFT Capital has become a mandatory mention amongst loan products providers.

Our Services


Personal Loans

Know you’ve chosen the best deal for your personal loan when you use EFT Capital.


Vehicle / Car Loans

Own your dream vehicle with our easy apply online vehicle loans.


Debt Consolidation

Consolidate all your existing loans into one making it more manageable.


Business Loans

Bank upon EFT capital for all types of business fund requirements.

Online Loan Application

    Check your eligibility

    • Step

      Submit an application online.Apply Online

    • Step

      Upload all your supportive documents to your application or you can email it directly to us: Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card

    • Step

      Our loan specialist will review your application and contact you to discuss

    • Step

      If approved, loans terms will be provided and contract issued

    • Step

      Client to sign contract electronically or manually

    • Step

      Funds transfers to your bank account

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