Instant Loans Online

Fund your future plans with a fair-rate loan that offers flexible repayment and easy instalments.

We’ve simplified the process. Apply for your loan in minutes, without painful paperwork or waiting in queues.

Personal Loans Melbourne

Applying for personal loans in Melbourne is the best possible option in Australia having EFT Capital as a reliable and efficient money lender. With over 20 years of experience in this field, we have accumulated the knowledge needed to exceed our clients’ requirements. When you get your personal loans in Melbourne you can have peace of mind knowing that it will help you improve your credit score properly. At EFT Capital, we take pride in being the first name that comes to the mind of our distinguished clientele and we constantly work to achieve goals in record time.

Your loan can be for any predominantly personal or personal investment purpose, as long as it’s legal. Examples include debt consolidation, renovations, travel, investments, medical expenses, wedding costs or to purchase a boat or car. Get your personal loans in Melbourne here at EFT Capital, we keep our process plain and simple and people can complete it online easily. We understand every client applying for our personal loans in Melbourne is different, and here at EFT Capital you can have peace of mind knowing we constantly put on the shoes of our clients.

When it comes to assisting our clients in this process of applying for personal loans in Melbourne; we’re the undisputed leaders. Our team is composed by excellent professionals with years of experience helping our clients apply for loans and get them approved as soon as possible. We’re glad to assist you in this process! Feel free to call us if you want to know the details related to this and the other loan products, we offer here at EFT Capital. And remember EFT is your ally at getting your finances in order and keep the control with one of our personal loans in Melbourne.

Our Services


Personal Loans

Know you’ve chosen the best deal for your personal loan when you use EFT Capital.


Vehicle / Car Loans

Own your dream vehicle with our easy apply online vehicle loans.


Debt Consolidation

Consolidate all your existing loans into one making it more manageable.


Business Loans

Bank upon EFT capital for all types of business fund requirements.

Online Loan Application

    Check your eligibility

    • Step

      Submit an application online.Apply Online

    • Step

      Upload all your supportive documents to your application or you can email it directly to us: Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card

    • Step

      Our loan specialist will review your application and contact you to discuss

    • Step

      If approved, loans terms will be provided and contract issued

    • Step

      Client to sign contract electronically or manually

    • Step

      Funds transfers to your bank account

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