Instant Loans Online

Fund your future plans with a fair-rate loan that offers flexible repayment and easy instalments.

We’ve simplified the process. Apply for your loan in minutes, without painful paperwork or waiting in queues.

Small Cash Loans Sydney

Welcome to EFT Capital, the industry leading business where you can get a small cash loan in Sydney approved in less than 24 hours and start working on your new project, looking for a new vehicle, or getting rid of an old debt. Since we started our operations back in 2002, we’ve always strived for greatness, and continually pushed our limits to offer our clients the best services they can find especially regarding small cash loans in Sydney. Trusting EFT Capital when you need a loan means putting your financial success in the hands of top notch skill professionals who understand how valuable your time is.

When we say EFT Capital, leads the way among suppliers of small cash loans in Sydney it’s because we simplify the application process so it will not take you too long to complete your application and you can have it approved in the shortest possible time. We offer you core loan products to cover all kinds of needs: we supply personal loans, debt consolidation loans, business loans and vehicle loans as well. We’re known for offering small cash loans in Sydney loans that are affordable and flexible!

Applying for loans at EFT Capital only takes a couple of minutes. We’re the leaders at helping our clients getting excellent loans that meet their current financial needs. It does not matter if you need to renovate your house, face some wedding expenses, pay for your vacations, purchasing new home appliance or deluxe cutlery. Get your small cash loans in Sydney approved within 1 business day and forget about that difficult financial situation you’re going through right now.

We know how to make it easier for our clients so there’s no more waiting in line and taking so long to complete the paperwork needed to get your loan approved.

Our Services


Personal Loans

Know you’ve chosen the best deal for your personal loan when you use EFT Capital.


Vehicle / Car Loans

Own your dream vehicle with our easy apply online vehicle loans.


Debt Consolidation

Consolidate all your existing loans into one making it more manageable.


Business Loans

Bank upon EFT capital for all types of business fund requirements.

Online Loan Application

    Check your eligibility

    • Step

      Submit an application online.Apply Online

    • Step

      Upload all your supportive documents to your application or you can email it directly to us: Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card

    • Step

      Our loan specialist will review your application and contact you to discuss

    • Step

      If approved, loans terms will be provided and contract issued

    • Step

      Client to sign contract electronically or manually

    • Step

      Funds transfers to your bank account

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