Instant Loans Online

Fund your future plans with a fair-rate loan that offers flexible repayment and easy instalments.

We’ve simplified the process. Apply for your loan in minutes, without painful paperwork or waiting in queues.

Small Cash Loans Online

Looking for a small cash loan online? Well, you’re in the best place for that. Here at EFT Capital, we’ve become the main reference when it comes to cash loans to cover your needs.

We’re the industry leading business where you can get a loan approved in less than 24 hours and start working on your new project, looking for a new vehicle, or getting rid of an old debt. We also offer small cash loans online you can apply for through our website and forget about filling a huge amount of paperwork. Since we started our operations back in 2002, we’ve always strived for excellence, and we’re continually pushed our limits to offer our clients the best services they can find.

Trusting EFT Capital when you need a loan means putting your financial success in the hands of top notch skill professionals who understand how valuable your time is. Here at EFT Capital, we offer you core loan products to cover all kinds of needs: we supply personal loans (both secured and unsecured), debt consolidation loans, business loans and vehicle loans as well. We’re known being the first place that comes to their mind when looking up small cash loans online that are affordable and flexible!

We’re the leaders at helping our clients getting excellent loans that meet their current financial needs. It does not matter if you need to renovate your house, face some wedding expenses, pay for your vacations, purchasing new home appliance or deluxe cutlery. We’re here to help you achieve this, and do it fast! Do not hesitate to contact us if you want to know the details related to our small cash loans online as well as the other loan products, we offer here at EFT Capital. And remember EFT is your ally at getting your finances in order!

Our Services


Personal Loans

Know you’ve chosen the best deal for your personal loan when you use EFT Capital.


Vehicle / Car Loans

Own your dream vehicle with our easy apply online vehicle loans.


Debt Consolidation

Consolidate all your existing loans into one making it more manageable.


Business Loans

Bank upon EFT capital for all types of business fund requirements.

Online Loan Application

    Check your eligibility

    • Step

      Submit an application online.Apply Online

    • Step

      Upload all your supportive documents to your application or you can email it directly to us: Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card

    • Step

      Our loan specialist will review your application and contact you to discuss

    • Step

      If approved, loans terms will be provided and contract issued

    • Step

      Client to sign contract electronically or manually

    • Step

      Funds transfers to your bank account

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