Instant Loans Online

Fund your future plans with a fair-rate loan that offers flexible repayment and easy instalments.

We’ve simplified the process. Apply for your loan in minutes, without painful paperwork or waiting in queues.

Vehicle Loans Melbourne

Welcome to the best place in Melbourne to apply for vehicle loans.

Applying the accessible vehicle loans in Melbourne here at EFT Capital is as easy as planning your budget with the assistance of our EFT loan calculator available on our website, forming a constructive and profitable business plan to make the most out of your loan money, then choosing the best solution according to your needs and planning your monthly payments to get the best repayment plan for you. We set the difference from all the other providers of vehicle loans in Melbourne because our application process is straightforward and simple online process without much paperwork.

Start your process of getting your vehicle loans in Melbourne approved by calculating how much you need and how much you can pay weekly using our EFT loan calculator. Once you’ve chosen the best product according to your needs you can complete your application online and wait for a fast answer from our experts. We’re EFT Capital, the business with the fastest vehicle loans in Melbourne; we know how to make it easier for our clients so there’s no more waiting in line and taking so long to complete the paperwork needed to get your loan approved.

When you see EFT Capital among the first results showing up on a “vehicle loans in Melbourne” search online, you can have peace of mind knowing you’re trusting a business with over 20 years experience in the industry and an expert team with a wealth of knowledge in the subject of offering second to none loan products. EFT Capital is the best choice to apply for vehicle loans in Melbourne with a fair-rate loan that offers flexible repayment and easy instalments. With an extremely simplified process that can be completed easily in a couple of minutes.

Our Services


Personal Loans

Know you’ve chosen the best deal for your personal loan when you use EFT Capital.


Vehicle / Car Loans

Own your dream vehicle with our easy apply online vehicle loans.


Debt Consolidation

Consolidate all your existing loans into one making it more manageable.


Business Loans

Bank upon EFT capital for all types of business fund requirements.

Online Loan Application

    Check your eligibility

    • Step

      Submit an application online.Apply Online

    • Step

      Upload all your supportive documents to your application or you can email it directly to us: Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card

    • Step

      Our loan specialist will review your application and contact you to discuss

    • Step

      If approved, loans terms will be provided and contract issued

    • Step

      Client to sign contract electronically or manually

    • Step

      Funds transfers to your bank account

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