Instant Loans Online

Fund your future plans with a fair-rate loan that offers flexible repayment and easy instalments.

We’ve simplified the process. Apply for your loan in minutes, without painful paperwork or waiting in queues.

Annual Credit Report Australia

Do you need an annual credit report in Australia from a well trusted company? EFT Capital is the solution provider you need. We’re EFT Capital, the first name to come to the mind of Australians who need an instant loan to escalate their personal projects, get even with the bank about an old debt they can’t pay at the moment, buying a new vehicle, and more. We offer Australians a superior service that makes the entire process of applying for a loan a much simpler one; and we can also help you get your annual credit report in Australia as soon as possible.

We take pride in being the leading providers of loans and the transparent providers of a wide array of loan products in Australia, we offer special services that adapt to every budget and need our clients can have. As a proudly Australian owned and operated business with over 20 years of experience helping clients when they need accessible loans that aren’t only flexible and affordable but also fast to be approved; we’ve become the preferred place for our clients to request their annual credit reports in Australia so they can keep track of their credit history.

As the first name coming to the mind of anyone who needs a loan and needs to get it approved as soon as possible or needs an annual credit report in Australia, here at EFT Capital, we make sure we can adapt to our clients’ needs, and that means offering a wide array of produces you can choose from depending what you require. We’ve been helping people get out of debt for over two decades! We have helped thousands of Aussies and we’re always receiving great feedback for our customer service. Getting your annual credit report in Australia is the least we can do for you here at EFT Capital.

Our Services


Personal Loans

Know you’ve chosen the best deal for your personal loan when you use EFT Capital.


Vehicle / Car Loans

Own your dream vehicle with our easy apply online vehicle loans.


Debt Consolidation

Consolidate all your existing loans into one making it more manageable.


Business Loans

Bank upon EFT capital for all types of business fund requirements.

Online Loan Application

    Check your eligibility

    • Step

      Submit an application online.Apply Online

    • Step

      Upload all your supportive documents to your application or you can email it directly to us: Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card

    • Step

      Our loan specialist will review your application and contact you to discuss

    • Step

      If approved, loans terms will be provided and contract issued

    • Step

      Client to sign contract electronically or manually

    • Step

      Funds transfers to your bank account

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