Instant Loans Online

Fund your future plans with a fair-rate loan that offers flexible repayment and easy instalments.

We’ve simplified the process. Apply for your loan in minutes, without painful paperwork or waiting in queues.

Emergency Cash Immediately

Sometimes you need emergency cash immediately, and the best way to find it is by trusting a superior provider of loan products that has earned the preference of many Australians who need money as soon as possible to get out of a difficult financial position.

We’re EFT Capital, the first name to come to the mind of Australians who need emergency cash immediately in order to complete the purchase they’ve had in mind for so long, escalate their businesses properly, or get some room to breathe by summing up all the debts they have into one only debt. We offer Australians a superior service that makes the entire process of applying for a loan a much simpler one.

We offer instant loans that can provide you with the emergency cash immediately you need so bad, but that is only one of the many types of loans we offer our clients. Here at EFT Capital, you can also request other kinds of loans such as:

• Vehicle loans to finally purchase that dream vehicle you’ve been wishing for so long. These are available for cars, two wheelers, and even commercial vehicles for a business you own.

• Debt consolidation loans to lower interest rates and make your current debts more manageable. Don’t let debts be in control of your financial position.

• Business loans to help you grow your business and keep expanding without the lack of cash being an issue to worry about. We know your business deserves loans at the best possible rates available online.

Give us a call if you want to know more detailed information about how we can help you with second to none emergency cash immediately when you need it the most.

Our Services


Personal Loans

Know you’ve chosen the best deal for your personal loan when you use EFT Capital.


Vehicle / Car Loans

Own your dream vehicle with our easy apply online vehicle loans.


Debt Consolidation

Consolidate all your existing loans into one making it more manageable.


Business Loans

Bank upon EFT capital for all types of business fund requirements.

Online Loan Application

    Check your eligibility

    • Step

      Submit an application online.Apply Online

    • Step

      Upload all your supportive documents to your application or you can email it directly to us: Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card

    • Step

      Our loan specialist will review your application and contact you to discuss

    • Step

      If approved, loans terms will be provided and contract issued

    • Step

      Client to sign contract electronically or manually

    • Step

      Funds transfers to your bank account

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