Instant Loans Online

Fund your future plans with a fair-rate loan that offers flexible repayment and easy instalments.

We’ve simplified the process. Apply for your loan in minutes, without painful paperwork or waiting in queues.

Fast Approval Loans Australia

Find fast approval loans in Australia you can request through our online platform and forget about dealing with financial situations that put you in a bad position.

Looking a business with fast approval loans in Australia? When you need funds in a hurry, it’s essential you have access to a fast, efficient method for applications which is where instant cash loans come in handy. Find out more about your fast finance options and how to get instant approval with EFT Capital today. Our superior online loans are very versatile and adapt to your requirements easily. When you select EFT Capital, you’re trusting fast approval loans in Australia from a business with over 20 years of experience in the field a long record of successfully handled cases helping Aussies in the most difficult situations.

Our borrowers even get to choose repayment frequency to match their income with weekly, monthly, or fortnightly options available. As the first name coming to the mind of anyone who needs fast approval loans in Australia and needs to get it approved as soon as possible, here at EFT Capital, we make sure we can adapt to our clients’ needs, and that means offering a wide array of produces you can choose from depending on your needs. We don’t limit our fast approval loans in Australia alone, but we also offer vehicle loans, debt consolidation loans, personal loans as well.

Here at EFT Capital, we take pride in doing our best to help you get out of a stressful situation by applying for an instant loan online. We’re the only business offering fast approval loans in Australia, debt consolidation loans, secured loans, and a complete array of loan products you can check on our website, while also making sure the entire process is smooth and easy.

Our Services


Personal Loans

Know you’ve chosen the best deal for your personal loan when you use EFT Capital.


Vehicle / Car Loans

Own your dream vehicle with our easy apply online vehicle loans.


Debt Consolidation

Consolidate all your existing loans into one making it more manageable.


Business Loans

Bank upon EFT capital for all types of business fund requirements.

Online Loan Application

    Check your eligibility

    • Step

      Submit an application online.Apply Online

    • Step

      Upload all your supportive documents to your application or you can email it directly to us: Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card

    • Step

      Our loan specialist will review your application and contact you to discuss

    • Step

      If approved, loans terms will be provided and contract issued

    • Step

      Client to sign contract electronically or manually

    • Step

      Funds transfers to your bank account

    What Our Clients Say About Us

    google review sign4.9

    star rating

    500 Reviews

    Brands we work with