Instant Loans Online

Fund your future plans with a fair-rate loan that offers flexible repayment and easy instalments.

We’ve simplified the process. Apply for your loan in minutes, without painful paperwork or waiting in queues.

Debt Consolidation Loan for Poor Credit

Welcome to EFT Capital, the right place to look for a debt consolidation loan for poor credit. This is a premium debt management strategy that allows you to combine multiple debts into a single payment. Having one account can be easier to manage. Also, if you have higher than average interest rates due to bad credit or credit card debt, it could help you lower your average rate. By trusting EFT Capital you’re not selecting amateurs in the field of debt consolidation loans for poor credit score borrowers, instead you’re trusting a business with over 20 years of experience in the field and long record of successfully assisted cases where we helped Australians find the best loans for their current financial needs.

One of the most common ways to consolidate debt is to take out a debt consolidation loan for poor credit record clients and use it to pay off multiple creditors. With EFT Capital on your side, you don’t have to worry about having a subprime credit score; we’ll find the most suitable loan you’re eligible for and approve it in the shortest possible time. With our debt consolidation loan for poor credit score clients, you’re keeping the risk of going through these experiences as minimal as possible merely because there’s a better chance that you can keep up with your monthly payments.

Select EFT Capital to regain control of your finances, and keep in mind that consolidating your loans will help you make regular payments, so it’ll fix the damage done to your credit profile. Accordingly, you’ll be able to take out other loans in the future; you can move to a better home or do whatever you’ve planned for the future. Feel free to contact us if you want to know more about our debt consolidation loan for poor credit.

Our Services


Personal Loans

Know you’ve chosen the best deal for your personal loan when you use EFT Capital.


Vehicle / Car Loans

Own your dream vehicle with our easy apply online vehicle loans.


Debt Consolidation

Consolidate all your existing loans into one making it more manageable.


Business Loans

Bank upon EFT capital for all types of business fund requirements.

Online Loan Application

    Check your eligibility

    • Step

      Submit an application online.Apply Online

    • Step

      Upload all your supportive documents to your application or you can email it directly to us: Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card

    • Step

      Our loan specialist will review your application and contact you to discuss

    • Step

      If approved, loans terms will be provided and contract issued

    • Step

      Client to sign contract electronically or manually

    • Step

      Funds transfers to your bank account

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