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Fund your future plans with a fair-rate loan that offers flexible repayment and easy instalments.

We’ve simplified the process. Apply for your loan in minutes, without painful paperwork or waiting in queues.

Payday Loans Perth

Did you just type in “payday loans Perth” hoping to find a dedicated business to provide you with that extra cash you need to make it to the end of the month? Don’t worry, EFT Capital is the best place for that.

We’re EFT Capital, the first name to come to the mind of Australians when they most need payday loans in Perth whether it be to escalate their personal projects, get even with the bank about an old debt they can’t pay at the moment, buying a new vehicle, and more. We offer Australians a superior service that makes the entire process of applying for a loan a much simpler one. Quit dealing with that stressful financial situation and solve with some extra cash by applying for one of our payday loans in Perth.

As the major provider of payday loans in Perth, we don’t limit our products scope to one product only. Along with our payday loans in Perth, which ranks as a type of personal loan, we also offer our clients other excellent loan products to choose from:

• Our business loans stand out as the perfect solution to help you grow your business and keep expanding without the lack of cash being an issue to worry about. We know your business deserves loans at the best possible rates.

• Debt consolidation loans to lower interest rates and make your current debts more manageable. Don’t let debts be in control of your finances!

• Vehicle loans to finally purchase that dream vehicle you’ve been wishing for so long. These are available for cars, two wheelers, and even commercial vehicles!

EFT Capital is the best choice to apply for payday loans in Perth with a fair-rate loan that offers flexible repayment and easy instalments. With an extremely simplified process that can be completed easily in a couple of minutes.

Our Services


Personal Loans

Know you’ve chosen the best deal for your personal loan when you use EFT Capital.


Vehicle / Car Loans

Own your dream vehicle with our easy apply online vehicle loans.


Debt Consolidation

Consolidate all your existing loans into one making it more manageable.


Business Loans

Bank upon EFT capital for all types of business fund requirements.

Online Loan Application

    Check your eligibility

    • Step

      Submit an application online.Apply Online

    • Step

      Upload all your supportive documents to your application or you can email it directly to us: Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card

    • Step

      Our loan specialist will review your application and contact you to discuss

    • Step

      If approved, loans terms will be provided and contract issued

    • Step

      Client to sign contract electronically or manually

    • Step

      Funds transfers to your bank account

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