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Fund your future plans with a fair-rate loan that offers flexible repayment and easy instalments.

We’ve simplified the process. Apply for your loan in minutes, without painful paperwork or waiting in queues.

Unsecured Loans Sydney

Welcome to EFT Capital, the right place to apply for flexible unsecured loans in Sydney.

Secured loans differ from unsecured loans in that secured loans always require collateral. If a borrower won’t agree to provide an asset as insurance, the lender won’t approve a secured loan. Here at EFT Capital, we take pride in being a point of reference when someone needs unsecured loans in Sydney. This loan type exists for a variety of financing options, including mortgages, car loans, home equity lines of credit and some types of personal loans. Borrowers will likely not encounter unsecured mortgages or car loans since the home or vehicle is always used as collateral for those loan types.

Getting approved for a secured loan can be easier than getting an unsecured loan because secured loans pose less financial risk for lenders. Since they require collateral, they typically have more competitive interest rates than unsecured loans. Here at EFT Capital, we make sure both processes are equally easy to complete and help our clients get in control of their finances with our unsecured loans in Sydney.

Our unsecured loans in Sydney come in handy for people with the following intentions:

• Planning for a large purchase. Taking on debt can put a strain on your finances, but if you need funds for a big upcoming expense, an unsecured loan can help.

• They have reliable income. Although collateral isn’t needed for an unsecured loan, you’ll need steady income to repay the debt and avoid defaulting on the loan. Unpaid secured loans can negatively affect your credit.

• Consolidating debt. Unsecured loans are useful as debt consolidation tools that can make debt repayment simpler. This strategy can also help borrowers save money if they qualify for lower interest rates.

Contact us now if you want to know the details about our unsecured loans in Sydney.

Our Services


Personal Loans

Know you’ve chosen the best deal for your personal loan when you use EFT Capital.


Vehicle / Car Loans

Own your dream vehicle with our easy apply online vehicle loans.


Debt Consolidation

Consolidate all your existing loans into one making it more manageable.


Business Loans

Bank upon EFT capital for all types of business fund requirements.

Online Loan Application

    Check your eligibility

    • Step

      Submit an application online.Apply Online

    • Step

      Upload all your supportive documents to your application or you can email it directly to us: Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card

    • Step

      Our loan specialist will review your application and contact you to discuss

    • Step

      If approved, loans terms will be provided and contract issued

    • Step

      Client to sign contract electronically or manually

    • Step

      Funds transfers to your bank account

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