Apply For A Loan Now!

At EFT Capital, we provide fast loans with flexible repayments and simple instalments. Combined with an online application process, EFT have you covered!

We provide loans for your every need. Whether you’re chasing a personal loan for those much-needed renovations, vehicle loan, debt consolidation or any unexpected expenses. Apply Online Today!

Know you’ve chosen the best deal for your personal loan when you use EFT Capital.

Apply Online!

Own your dream vehicle with our easy to apply online vehicle loans.

Apply Online!

Consolidate all your existing loans into one making it more manageable.

Apply Online!

What Do I Need To Apply For A Loan?

When applying for a loan online, its important to have all of your documents ready to upload along with your application. This allows us to review your application quickly meaning that if approved, the funds get to you sooner.

We recommend holding the additional documents close by while completing your application:

  • Drivers License
  • Passport
  • Medicare Card
  • Citizenship Certificate (If applicable)
  • 2 Most Recent Payslips
  • Centrelink Income Statement (If applicable)
  • Current Utility Bill
  • Vehicle Registration Document

If you have all of your documents ready, you can apply for a loan online here.


Please note that if you apply for credit with us, or propose to act as a guarantor, we may disclose your personal and/or credit information to, or collect personal and/or credit information about you from Credit Reporting Bodies.

You can find our Statement of Notifiable Matters here.