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EFT Capital is an Australian registered company based on the Gold Coast that provides loan services Australia wide.
Our core loan products are:
- Personal loans (secured and unsecured)
- Debt consolidation loans
- Vehicle loans
- Small business loans
We are a small team of skilled staff that strive to assist clients with any finance requirements. We have been helping clients since 2002, executing loans that are flexible, affordable, but most importantly, trying to ensure we satisfy our client’s needs.
We have a fast and easy process. In most cases, applications are completed, assessed, and funded within one business day.
Our friendly staff is always available to answer any questions and assist you along the way. Everything from applying, uploading documents to transfer funds can be done online. Contracts are signed electronically, and funds are transferred immediately once signatures are verified.
Our dedicated team will always be with you to ensure a speedy approval process and help you with any further requirements.
Since 2002, EFT Capital has provided fast, convenient, and responsible loan services to Australians from all walks of life. We are based in Gold Coast, specializing in the provision of various finance options. We understand that every individual’s needs are different, and that’s why our customized solution caters to every individual need.
No matter the reason for your loan, we’re here to help along the way. Our online application takes less than 5 minutes to complete. Once approved, we’ll give you all the information you need to start your loan and sign a contract.
Applying is free, and we don’t charge you if your application is unsuccessful.
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Submit an application online. Apply Now
Upload all your supportive documents to your application or you can email it directly to us: email@example.com Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card
Our loan specialist will review your application and contact you to discuss
If approved, loans terms will be provided and contract issued
Client to sign contract electronically or manually
Funds transfers to your bank account
EFT Capital Benefits
No hidden fees
Same day funding
Application is 100% online
Application process is quick and convenient
No early repayment penalties
Friendly teams to assist with any questions
Flexible repayment terms
- Over the age of 18yrs old
- Currently an Australia Citizen, residents or hold a valid working visa
- Have a bank account that is lined to internet banking
- Have regular income going into a bank
- Have at least 90 days of bank statement (we can supply you with a link to easily upload)
- We provide personal loans in Australia, consolidation loan, vehicle loans in Australia, unsecured business loans, small business loans and debt consolidation loan.
- Equifax Pty Ltd