Get support for your future plans with EFT Capital. We provide hassle-free loans instantly.
Loan Calculator to Plan Your Budget
EFT Capital, fulfilling the needs of every Australian and delivering happiness!
Plan your budget with an EFT loan calculator and apply for the loan you need. Take out time from your busy schedule and draft a budget that suits your income. Our calculator will help you in forming a constructive and profitable business plan. For personal loans in Australia, choose the best solution that suits your business needs by calculating your monthly payments on our range of loans and work out the best repayment plan for your business.
How we can help you ?
We sail you through unexpected times.
We support our customers by providing them with loans like personal loans, business loans, debt consolidation loans, and vehicle loans. We stand by you during financial hardship and provide you a loan with interest rates that won’t harm your pocket. We provide instant approval loans online in case of any financial emergency. We are created with the motive to uplift the lifestyle of Australians and be with them for every financial need.
Apply For loan
Submit an application online. Apply Now
Upload all your supportive documents to your application or you can email it directly to us: charl@eftcapital.com Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card
Our loan specialist will review your application and contact you to discuss
If approved, loans terms will be provided and contract issued
Client to sign contract electronically or manually
Funds transfers to your bank account
EFT Capitals Benefits
- Instant Approval
- Minimal documentation
- Flexible term
- Online Instant Loans
- Multiple loan options
- Receive funds in as little as a day
What Our Clients Says About Us ?
Peter Cabeza
The team at EFT Capital and my personalised handler, Charl, have been fantastic with their business approach, efficient and cost effective with their actual loans and always approachable.There is a constant flow of communications that make all situations easily adjusted… and maintained.I am very happy with their service and personable approach. Their rates are more than competitive with other companies.Overall, I would highly recommend this team to anyone, anytime. Read more “Peter Cabeza”
Benny and Joyce
EFT Capital is the most hassle-free lending company we’ve experienced. It is fast tracking and very dependable at all times. And the director, Charles, is kind, understanding and very generous person. He has helped us through many financial difficulties, no… matter how small or big, he was very accomodating and reliable. It is easy to talk to him and come up with terms that will benefit both of you. Overall, EFT Capital is considered a 5-star rating for us! Read more “Benny and Joyce”
David Wallader
Our association with EFT Capital, Principal Mr Charl Coetzee goes back to December 2015.
Request to assist with rebuild of a Stretch Limousine business for our new undertaking within the Limousine industry to supplement our pension income.
Since… inception, we have found EFT Capital, Principal Charl Coetzee a most understanding financial provider supporting an industry based on performance of the borrower’s ability to market their product in an extremely competitive marketplace covering service, presentation and representation.
During the 5 years, we have found EFT Capital to be understanding, most cooperative and further assistance given to be exceptionally quick with their decision and limited paper in support.
The pandemic (Covid-19) sighted our business financially to be of a major concern with many bookings to concerts, weddings, and family gatherings, being cancelled despite our business being classed as an essential service by the Industry Regulator. Our business was affected by the ‘crowd’/gathering policy of the State Government causing cancellations of hire already in place through the year ofma 2020.
The understanding of our financier, EFT Capital was an incomparable supporter ofthe unprecedent predicament period of concern. As a previous career employee in the financial industry, I sincerely congratulate EFT Capital, Charl Coetzee for their understanding,support and speed of decision. Read more “David Wallader”
Quick Links
faq-personal
- Over the age of 18yrs old
- Currently an Australia Citizen, residents or hold a valid working visa
- Have a bank account that is lined to internet banking
- Have regular income going into a bank
- Have at least 90 days of bank statement (we can supply you with a link to easily upload)
- We provide personal loans in Australia, consolidation loan, vehicle loans in Australia, unsecured business loans, small business loans and debt consolidation loan.
- Call 1800 007 007 anywhere in Australia to talk to a free and independent financial counsellor.
- If you are on Centrelink, you can request an advance www.humanservices.gov.au/advancepayments
- For lots of other advice, you can visit the Australian governments Moneysmart website www.moneysmart.gov.au
- Equifax Pty Ltd
- www.equifax.com.au