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Instant Loans Online

Fund your future plans with a fair-rate loan that offers flexible repayment and easy instalments.

We’ve simplified the process. Apply for our business loan in minutes, without painful paperwork or waiting in queues.

Know you’ve chosen the best deal for your personal loan when you use EFT Capital.

Personal Loans

Own your dream vehicle with our easy apply online vehicle loans.


Consolidate all your existing loans into one making it more manageable.

Debt Consolidation

Bank upon EFT capital for all types of business fund requirements


How we can help you ?

We sail you through unexpected times.

We support our customers by providing them with loans like personal loans, business loans, debt consolidation loans, and vehicle loans.

We stand by you during financial hardship and provide you a loan with interest rates that won’t harm your pocket.

We provide instant approval loans online in case of any financial emergency.

We are created with the motive to uplift the lifestyle of Australians and be with them for every financial need.

Woman discussing finances with Financial Planner
Check your eligibility

Online Loan Application

Submit an application online. Apply Now

Upload all your supportive documents to your application or you can email it directly to us: charl@eftcapital.com Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card

Our loan specialist will review your application and contact you to discuss

If approved, loans terms will be provided and contract issued

Client to sign contract electronically or manually

Funds transfers to your bank account

Get support for your future plans with EFT Capital. We provide hassle-free loans instantly.

Loan Calculator - Plan Your Budget

EFT Capital, fulfilling the needs of every Australian and delivering happiness!

Plan your budget with an EFT loan calculator and apply for the loan you need. Take out time from your busy schedule and draft a budget that suits your income.

Our calculator will help you in forming a constructive and profitable business plan.

Choose the best solution that suits your business needs by calculating your monthly payments on our range of loans and work out the best repayment plan for your business.

Man Planning Budget
$2,000 $20,000
26 weeks156 weeks
Your repayments are every weeks

The information which you calculate from this calculator is intended for use by you as a guide only. It is not an offer and has no legal effect on any contract entered into by you 'the client'. This simulation and the resulting calculations do not constitute a loan application or offer. The figures and formulae used within this calculator may change at any time without notice. Should you apply for any loan, we will make our own calculations. All repayments are displayed 'are guide only', repayments as a result of this simulation have no legal offerings. EFT Capital accepts no responsibility for any losses arising from any use of or reliance upon any calculation or conclusions reached using the calculator. Information provided on this calculator does not constitute an offer of finance. Any loan request is subject to assessment against normal lending criteria. Fees and charges may apply.

Total you will Pay:

Why Choose EFT Capital?

  • Instant Approval
  • Minimal documentation
  • Flexible term
  • Online Instant Loans
  • Multiple loan options
  • Receive funds in as little as a day
Loans Australia - EFT Capital

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