Get support for your future plans with EFT Capital. We provide hassle-free loans instantly.
Loan Calculator to Plan Your Budget
EFT Capital, fulfilling the needs of every Australian and delivering happiness!
Plan your budget with an EFT loan calculator and apply for the loan you need. Take out time from your busy schedule and draft a budget that suits your income. Our calculator will help you in forming a constructive and profitable business plan. For personal loans in Australia, choose the best solution that suits your business needs by calculating your monthly payments on our range of loans and work out the best repayment plan for your business.

How we can help you ?
We sail you through unexpected times.
We support our customers by providing them with loans like personal loans, business loans, debt consolidation loans, and vehicle loans. We stand by you during financial hardship and provide you a loan with interest rates that won’t harm your pocket. We provide instant approval loans online in case of any financial emergency. We are created with the motive to uplift the lifestyle of Australians and be with them for every financial need.

Apply For loan
Submit an application online. Apply Now
Upload all your supportive documents to your application or you can email it directly to us: charl@eftcapital.com Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card
Our loan specialist will review your application and contact you to discuss
If approved, loans terms will be provided and contract issued
Client to sign contract electronically or manually
Funds transfers to your bank account
EFT Capitals Benefits
- Instant Approval
- Minimal documentation
- Flexible term
- Online Instant Loans
- Multiple loan options
- Receive funds in as little as a day

What Our Clients Says About Us ?
Quick Links
faq-personal
- Over the age of 18yrs old
- Currently an Australia Citizen, residents or hold a valid working visa
- Have a bank account that is lined to internet banking
- Have regular income going into a bank
- Have at least 90 days of bank statement (we can supply you with a link to easily upload)
- We provide personal loans in Australia, consolidation loan, vehicle loans in Australia, unsecured business loans, small business loans and debt consolidation loan.
- Call 1800 007 007 anywhere in Australia to talk to a free and independent financial counsellor.
- If you are on Centrelink, you can request an advance www.humanservices.gov.au/advancepayments
- For lots of other advice, you can visit the Australian governments Moneysmart website www.moneysmart.gov.au
- Equifax Pty Ltd
- www.equifax.com.au