Instant Loans Online
Fund your future plans with a fair-rate loan that offers flexible repayment and easy instalments.
We’ve simplified the process. Apply for our business loan in minutes, without painful paperwork or waiting in queues.
Personal Loans
If you could use some ready cash, a personal loan could be the perfect solution. Personal loans are the most common sort of loan.
Typically, they’re taken out to cover financial emergencies, or to purchase necessities. Easy and fast to take out, you can apply for loans online anytime you’ve got a few spare minutes and an internet connection.
There are two main types of personal loans: a secured loan and an unsecured loan. If you take out a secured loan, you will need collateral. Collateral is an asset (such as a motor vehicle) that can be sold to pay back the loan if you default on the payments.
In contrast, an unsecured loan is approved based on factors such as your credit history, income, current employment, and related variables – no collateral is required.
Apply for your personal loan online or get in touch with us to discuss your situation!
Vehicle/Car Loans
Although vehicles can be purchased using a personal loan, if you’ve got a less-than-ideal credit history, have a lower income, or have circumstances that mean you may not get the advantageous loan rate you’re looking for, if you’re considering buying a car, a specific vehicle loan may be the best choice.
There are various types of vehicle loans. The most common type works on the basis that the vehicle you buy acts as collateral if you’re unable to keep up with the repayments, with the car taken and sold to cover the balance of the loan in the event of non-payment.
We offer loans for both new and used vehicles. Make that dream car a reality. Apply for vehicle loans online or give us a call on 1300 722 744
Debt Consolidation Loans
Are you struggling to meet monthly payments on a number of different loans? Multiple loans can be hard to keep track of, increasing the chances of accidentally missing a payment and facing additional charges as a result.
Some people may have borrowed at a high rate of interest and need to find a way to switch their borrowing to more favourable terms. In these circumstances, a consolidation loan could work well.
When you look for instant loans online, a consolidation loan is a loan that’s taken out to repay existing borrowing. When the consolidation loan repays several loans, borrowers end up with just one repayment to make each month. A consolidation loan can also be used to repay high interest borrowing or to spread borrowing over a longer period of time, potentially reducing monthly payments.
Contact EFT Capital to discuss your requirements and arrange your debt consolidation loan!
Business Loans
Business loans are often needed to grow a business, resolve temporary cash flow issues or invest in new equipment or a fresh product line. The process for obtaining business loans is much easier than it used to be – it’s possible to get instant loans online that are ideal for business use.
If chosen carefully, a business loan can generate additional profits that are greater than any interest that needs to be paid to service the loan.
If you’ve got a financial emergency that requires fast funding, apply for an instant loan online or contact us to discuss your circumstances.
We sail you through unexpected times.
We support our customers by providing them with loans like personal loans, business loans, debt consolidation loans, and vehicle loans.
We stand by you during financial hardship and provide you a loan with interest rates that won’t harm your pocket.
We provide instant approval loans online in case of any financial emergency.
We are created with the motive to uplift the lifestyle of Australians and be with them for every financial need.
Online Loan Application
Submit an application online. Apply Now
Upload all your supportive documents to your application or you can email it directly to us: charl@eftcapital.com Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card
Our loan specialist will review your application and contact you to discuss
If approved, loans terms will be provided and contract issued
Client to sign contract electronically or manually
Funds transfers to your bank account
Loan Calculator - Plan Your Budget
EFT Capital, fulfilling the needs of every Australian and delivering happiness!
Plan your budget with an EFT loan calculator and apply for the loan you need. Take out time from your busy schedule and draft a budget that suits your income.
Our calculator will help you in forming a constructive and profitable business plan.
Choose the best solution that suits your business needs by calculating your monthly payments on our range of loans and work out the best repayment plan for your business.
Why Choose EFT Capital?
- Instant Approval
- Minimal documentation
- Flexible term
- Online Instant Loans
- Multiple loan options
- Receive funds in as little as a day
What Our Clients Say About Us
The team at EFT Capital and my personalised handler, Charl, have been fantastic with their business approach, efficient and cost effective with their actual loans and always approachable.There is a constant flow of communications that make all situations easily adjusted… and maintained.I am very happy with their service and personable approach. Their rates are more than competitive with other companies.Overall, I would highly recommend this team to anyone, anytime. Read more “Peter Cabeza”
EFT Capital is the most hassle-free lending company we’ve experienced. It is fast tracking and very dependable at all times. And the director, Charles, is kind, understanding and very generous person. He has helped us through many financial difficulties, no… matter how small or big, he was very accomodating and reliable. It is easy to talk to him and come up with terms that will benefit both of you. Overall, EFT Capital is considered a 5-star rating for us! Read more “Benny and Joyce”
Our association with EFT Capital, Principal Mr Charl Coetzee goes back to December 2015.
Request to assist with rebuild of a Stretch Limousine business for our new undertaking within the Limousine industry to supplement our pension income.
Since… inception, we have found EFT Capital, Principal Charl Coetzee a most understanding financial provider supporting an industry based on performance of the borrower’s ability to market their product in an extremely competitive marketplace covering service, presentation and representation.
During the 5 years, we have found EFT Capital to be understanding, most cooperative and further assistance given to be exceptionally quick with their decision and limited paper in support.
The pandemic (Covid-19) sighted our business financially to be of a major concern with many bookings to concerts, weddings, and family gatherings, being cancelled despite our business being classed as an essential service by the Industry Regulator. Our business was affected by the ‘crowd’/gathering policy of the State Government causing cancellations of hire already in place through the year ofma 2020.
The understanding of our financier, EFT Capital was an incomparable supporter ofthe unprecedent predicament period of concern. As a previous career employee in the financial industry, I sincerely congratulate EFT Capital, Charl Coetzee for their understanding,support and speed of decision. Read more “David Wallader”