EFT Capital Benefits

Although vehicles can be purchased using a personal loan, if you’ve got a less-than-ideal credit history, have a lower income, or have circumstances that mean you may not get the advantageous loan rate you’re looking for, if you’re considering buying a car, a specific vehicle loan may be the best choice.

There are various types of vehicle loans. The most common type works on the basis that the vehicle you buy acts as collateral if you’re unable to keep up with the repayments, with the car taken and sold to cover the balance of the loan in the event of non-payment.

We offer loans for both new and used vehicles. Make that dream car a reality.

Are you struggling to meet monthly payments on a number of different loans? Multiple loans can be hard to keep track of, increasing the chances of accidentally missing a payment and facing additional charges as a result.

Some people may have borrowed at a high rate of interest and need to find a way to switch their borrowing to more favourable terms. In these circumstances, a consolidation loan could work well.

When you look for instant loans online, a consolidation loan is a loan that’s taken out to repay existing borrowing. When the consolidation loan repays several loans, borrowers end up with just one repayment to make each month. A consolidation loan can also be used to repay high interest borrowing or to spread borrowing over a longer period of time, potentially reducing monthly payments.

Business loans are often needed to grow a business, resolve temporary cash flow issues or invest in new equipment or a fresh product line. The process for obtaining business loans is much easier than it used to be – it’s possible to get instant loans online that are ideal for business use.

If chosen carefully, a business loan can generate additional profits that are greater than any interest that needs to be paid to service the loan.

If you’ve got a financial emergency that requires fast funding.