image
image
image
Slide Background

Personal Loans

Your best life awaits you. Take a big step towards it with up to $10,000 unsecured loan and up to $20,000 secured. We are here to help cover life's unexpected events.

Slide Background

Vehicle Loans

Drive your dream with hassle-free private vehicle finance. Buy a vehicle privately or
through a dealer. Flexible terms. Up to $20,000

Slide Background

Debt Consolidation

Things work better when we work together. Make the most of your budget when you consolidate your loans today.
Combine your existing loans into one; Make it easy to manage consolidation loan.

previous arrowprevious arrow
next arrownext arrow

Our Services

EFT-Capital

Personal Loans

Know you’ve chosen the best deal for your personal loan when you use EFT Capital.

EFT-Capital

Vehicle / Car Loans

Own your dream vehicle with our easy apply online vehicle loans.

EFT-Capital

Debt Consolidation

Consolidate all your existing loans into one making it more manageable.

EFT-Capital

Business Loans

Bank upon EFT capital for all types of business fund requirements.

EFT Capital Benefits

EFT-Capital

No hidden fees

EFT-Capital

Same day funding

EFT-Capital

Application is 100% online

EFT-Capital

Application process is quick and convenient

EFT-Capital

No early repayment penalties

EFT-Capital

Friendly teams to assist with any questions

EFT-Capital

Flexible repayment terms

Personal Loans

If you could use some ready cash, a personal loan could be the perfect solution. Personal loans are the most common sort of loan.

Typically, they’re taken out to cover financial emergencies, or to purchase necessities. Easy and fast to take out, you can apply for loans online anytime you’ve got a few spare minutes and an internet connection.

There are two main types of personal loans: a secured loan and an unsecured loan. If you take out a secured loan, you will need collateral. Collateral is an asset (such as a motor vehicle) that can be sold to pay back the loan if you default on the payments.

In contrast, an unsecured loan is approved based on factors such as your credit history, income, current employment, and related variables – no collateral is required.

EFT-Capital

Vehicle/Car Loans

Although vehicles can be purchased using a personal loan, if you’ve got a less-than-ideal credit history, have a lower income, or have circumstances that mean you may not get the advantageous loan rate you’re looking for, if you’re considering buying a car, a specific vehicle loan may be the best choice.

There are various types of vehicle loans. The most common type works on the basis that the vehicle you buy acts as collateral if you’re unable to keep up with the repayments, with the car taken and sold to cover the balance of the loan in the event of non-payment.

We offer loans for both new and used vehicles. Make that dream car a reality.

EFT-Capital

Debt Consolidation Loans

Are you struggling to meet monthly payments on a number of different loans? Multiple loans can be hard to keep track of, increasing the chances of accidentally missing a payment and facing additional charges as a result.

Some people may have borrowed at a high rate of interest and need to find a way to switch their borrowing to more favourable terms. In these circumstances, a consolidation loan could work well.

When you look for instant loans online, a consolidation loan is a loan that’s taken out to repay existing borrowing. When the consolidation loan repays several loans, borrowers end up with just one repayment to make each month. A consolidation loan can also be used to repay high interest borrowing or to spread borrowing over a longer period of time, potentially reducing monthly payments.

EFT-Capital

Business Loans

Business loans are often needed to grow a business, resolve temporary cash flow issues or invest in new equipment or a fresh product line. The process for obtaining business loans is much easier than it used to be – it’s possible to get instant loans online that are ideal for business use.

If chosen carefully, a business loan can generate additional profits that are greater than any interest that needs to be paid to service the loan.

If you’ve got a financial emergency that requires fast funding.

EFT-Capital
EFT-Capital

$150 cash back

Refer A Friend

Share the word. Get rewarded with $150 cash for referring a friend or family member that successfully applies for a loan. Contact us on 1300 722 744.

How Can We Help You?

We sail you through unexpected times.

We support our customers by providing them with loans like personal loans, business loans, debt
consolidation loans, and vehicle loans.

We stand by you during financial hardship and provide you a loan with interest rates that won’t harm
your pocket.

We provide instant approval loans online in case of any financial emergency.

We are created with the motive to uplift the lifestyle of Australians and be with them for every financial
need.

Online Loan Application

    Check your eligibility

    • Step
      1

      Submit an application online.Apply Online

    • Step
      2

      Upload all your supportive documents to your application or you can email it directly to us: charl@eftcapital.com Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card

    • Step
      3

      Our loan specialist will review your application and contact you to discuss

    • Step
      4

      If approved, loans terms will be provided and contract issued

    • Step
      5

      Client to sign contract electronically or manually

    • Step
      6

      Funds transfers to your bank account

    Why Choose EFT Capital?

    • imageInstant Approval
    • imageMinimal documentation
    • imageFlexible term
    • imageOnline Instant Loans
    • imageMultiple loan options
    • imageReceive funds in as little as a day
    EFT-Capital

    What Our Clients Say About Us

    google review sign4.9

    star rating

    500 Reviews

    Blog

    Brands we work with