Know you’ve chosen the best deal for your personal loan when you use EFT Capital.

Personal Loans

Own your dream vehicle with our easy to apply online vehicle loans.

Vehicle
Loans

Consolidate all your existing loans into one making it more manageable.

Debt Consolidation

Bank upon EFT capital for all types of business fund requirements.

Business
Loans

Man Explaining Online Loan Application Process

Personal loans are the best option to fulfill diverse financial needs. Get hassle free personal loans in Australia with EFT capital.

Our instant personal loans are available with zero hidden penalties. Convenient and fast 100% online approval.

Get your loan approved with just click, and the amount will be credited in your bank account.

Ideal for:

  • White goods
  • Legal fees
  • General bills
  • Rental Bond
  • Holiday
  • Educational expenses
  • Wedding
  • Motor vehicle repairs

Document Checklist

You’ll need to be able to upload the following documents to finalise your loans:

  • Drivers License
  • Passport
  • Medical Card
  • Bank Card
  • Citizenship Certificate
  • 3 Month Bank Statement
  • 2 Recent Payslips
  • Centrelink Income Statement
  • Current Utility Bill
  • Vehicle Registration Document

Drive the car of your dreams with our easy vehicle loans for new, pre-owned or leased vehicles.

EFT Capital offers loans for Cars, two-wheelers and commercial vehicles.

Analyse every aspect of the vehicle loans, know precisely what you need to discover and, in the blink of an eye, EFT will offer you the best vehicle loan deal for you.

Ideal for:

  • New & second-hand motor vehicles
  • Motorcycle
  • New & second-hand cars
  • Boats & Jet skis
Woman signing for vehicle loan
Document Checklist

 

You’ll need to be able to upload the following documents to finalise your loans:

  • Drivers License
  • Passport
  • Medical Card
  • Bank Card
  • Citizenship Certificate
  • 3 Month Bank Statement
  • 2 Recent Payslips
  • Centrelink Income Statement
  • Current Utility Bill
  • Vehicle Registration Document
Man Holding Pen and Paper for loan application

Debt Consolidation can be done by availing a personal loan or a debt consolidation loan with a suitable term structure such as a lower interest rate, lower EMI, term, etc.

The loan amount that you receive after the loan is sanctioned can be used to pay off multiple debts.

Consolidate all your existing loans into one and manage your instalments in regular payments with EFT capital.

Ideal for:

  • Refinancing small debts
Document Checklist

 

You’ll need to be able to upload the following documents to finalise your loans:

  • Drivers License
  • Passport
  • Medical Card
  • Bank Card
  • Citizenship Certificate
  • 3 Month Bank Statement
  • 2 Recent Payslips
  • Centrelink Income Statement
  • Current Utility Bill
  • Vehicle Registration Document

A business loan is financing that your business needs to meet the urgent needs of growing business.

You can bank upon EFT capital for all types of business fund requirements whether it is setting up a new venture or expanding the current one.

Avail financing at attractive interest rates, borrow capital without pledging any of your assets, and get access to credit that can be repaid over a specific period of time.

Ideal for:

  • Cash Flow
    shortfall
  • Tax bills
  • New equipment purchases
  • Lease funding
Man holding city representing business loans
Document Checklist

 

You’ll need to be able to upload the following documents to finalise your loans:

  • Drivers License
  • Passport
  • Medical Card
  • Bank Card
  • Citizenship Certificate
  • 3 Month Bank Statement
  • 2 Recent Payslips
  • Centrelink Income Statement
  • Current Utility Bill
  • Vehicle Registration Document
Check your eligibility

Loan Application Online

Submit an application online. Apply Now

Upload all your supportive documents to your application or you can email it directly to us: charl@eftcapital.com

Documents needed: 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card

Our loan specialist will review your application and contact you to discuss

If approved, loans terms will be provided and contract issued

Client to sign contract electronically or manually

Funds transfers to your bank account