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Debt Consolidation Loans Melbourne

If you have a debt problem and you believe a debt consolidation loan could help, EFT Capital is the best way to go.

With a wealth of knowledge in this industry, over 20 years of experience as the leading providers of debt consolidation loans in Melbourne and loan products in general; EFT Capital has the perfect solution for your financial issues. Our debt consolidation loans can be a powerful way to regain control if your loan repayments are less than your debt repayments. The conditions that apply our debt consolidation loans in Melbourne are flexible and you can find them adaptable to your requirements and limitations.

Our debt consolidation loans in Melbourne bring together multiple credit facilities under one loan. The intention of bringing all the debts together is to improve your budget so that your finances are more manageable. One of our debt consolidation loans in Melbourne may help people with bad credit by simplifying repayments into a single payment plan with one interest rate. We may be able to work with you to come to a repayment schedule that best works for your situation.

If you are interested in debt consolidation loans in Melbourne but you’re not optimistic about applying for one because you have bad credit, our experts at EFT Capital may be able help by offering you tailored advice based on your situation. Working with EFT Capital means working with a business that does its best to understand you. We know that no two situations are the same, which is why we take the time to understand your concerns. Our staff are ready to assist you if you want to know more about our loans and how to apply for them if you need them to break it down for you and tell you everything you need to know about our debt consolidation loans in Melbourne.

Our Services


Personal Loans

Know you’ve chosen the best deal for your personal loan when you use EFT Capital.


Vehicle / Car Loans

Own your dream vehicle with our easy apply online vehicle loans.


Debt Consolidation

Consolidate all your existing loans into one making it more manageable.


Business Loans

Bank upon EFT capital for all types of business fund requirements.

Online Loan Application

    Check your eligibility

    • Step

      Submit an application online.Apply Online

    • Step

      Upload all your supportive documents to your application or you can email it directly to us: Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card

    • Step

      Our loan specialist will review your application and contact you to discuss

    • Step

      If approved, loans terms will be provided and contract issued

    • Step

      Client to sign contract electronically or manually

    • Step

      Funds transfers to your bank account

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