info@eftcapital.com.au
Debt Consolidation Loans Melbourne
If you have a debt problem and you believe a debt consolidation loan could help, EFT Capital is the best way to go.
With a wealth of knowledge in this industry, over 20 years of experience as the leading providers of debt consolidation loans in Melbourne and loan products in general; EFT Capital has the perfect solution for your financial issues. Our debt consolidation loans can be a powerful way to regain control if your loan repayments are less than your debt repayments. The conditions that apply our debt consolidation loans in Melbourne are flexible and you can find them adaptable to your requirements and limitations.
Our debt consolidation loans in Melbourne bring together multiple credit facilities under one loan. The intention of bringing all the debts together is to improve your budget so that your finances are more manageable. One of our debt consolidation loans in Melbourne may help people with bad credit by simplifying repayments into a single payment plan with one interest rate. We may be able to work with you to come to a repayment schedule that best works for your situation.
If you are interested in debt consolidation loans in Melbourne but you’re not optimistic about applying for one because you have bad credit, our experts at EFT Capital may be able help by offering you tailored advice based on your situation. Working with EFT Capital means working with a business that does its best to understand you. We know that no two situations are the same, which is why we take the time to understand your concerns. Our staff are ready to assist you if you want to know more about our loans and how to apply for them if you need them to break it down for you and tell you everything you need to know about our debt consolidation loans in Melbourne.
Our Services
Personal Loans
Know you’ve chosen the best deal for your personal loan when you use EFT Capital.
Debt Consolidation
Consolidate all your existing loans into one making it more manageable.
Online Loan Application
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1Submit an application online.Apply Online
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2Upload all your supportive documents to your application or you can email it directly to us: charl@eftcapital.com Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card
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3Our loan specialist will review your application and contact you to discuss
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4If approved, loans terms will be provided and contract issued
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5Client to sign contract electronically or manually
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6Funds transfers to your bank account
What Our Clients Say About Us
500 Reviews
Peter Cabeza
The team at EFT Capital and my personalised handler, Charl, have been fantastic with their business approach, efficient and cost effective with their actual loans and always approachable.There is a constant flow of communications that make all situations easily adjusted and maintained.I am very happy with their service and personable approach. Their rates are more than competitive with other companies.Overall, I would highly recommend this team to anyone, anytime.
Benny and Joyce
EFT Capital is the most hassle-free lending company we’ve experienced. It is fast tracking and very dependable at all times. And the director, Charles, is kind, understanding and very generous person. He has helped us through many financial difficulties, no matter how small or big, he was very accomodating and reliable. It is easy to talk to him and come up with terms that will benefit both of you. Overall, EFT Capital is considered a 5-star rating for us!
David Wallader
Our association with EFT Capital, Principal Mr Charl Coetzee goes back to December 2015.
Request to assist with rebuild of a Stretch Limousine business for our new undertaking within the Limousine industry to supplement our pension income.
Since inception, we have found EFT Capital, Principal Charl Coetzee a most understanding financial provider supporting an industry based on performance of the borrower’s ability to market their product in an extremely competitive marketplace covering service, presentation and representation.
During the 5 years, we have found EFT Capital to be understanding, most cooperative and further assistance given to be exceptionally quick with their decision and limited paper in support.
The pandemic (Covid-19) sighted our business financially to be of a major concern with many bookings to concerts, weddings, and family gatherings, being cancelled despite our business being classed as an essential service by the Industry Regulator. Our business was affected by the ‘crowd’/gathering policy of the State Government causing cancellations of hire already in place through the year ofma 2020.
The understanding of our financier, EFT Capital was an incomparable supporter ofthe unprecedent predicament period of concern. As a previous career employee in the financial industry, I sincerely congratulate EFT Capital, Charl Coetzee for their understanding,support and speed of decision.
