Instant Loans Online

Fund your future plans with a fair-rate loan that offers flexible repayment and easy instalments.

We’ve simplified the process. Apply for your loan in minutes, without painful paperwork or waiting in queues.

Private Personal Loans Australia

Here at EFT Capital our clients can be sure they will always find an excellent loan products supplier capable of extending a helping hand through private personal loans in Australia.

Even if you have bad credit score, you can trust our experience as a business offering excellent private personal loans in Australia. With more than 20 years of experience in this industry, we’ve become the first name to be mentioned when people want to borrow money with a flexible repayment schedule and affordable payment rates. We’re completely aware of the limitations borrowers face when looking for private personal loans in Australia, for that reason we’ve made the whole process a fast and straightforward procedure you can easily complete online without waiting in line or having to fill a ton of paperwork.

While you may first approach a bank or financial institution for your private personal loans in Australia. In the quest of finding a dedicated business from which you can receive private personal loans in Australia, you may sometimes find that your application for one is rejected due to the rigid eligibility criteria that most banks have. Sometimes you don’t have a good enough credit score, or maybe your net monthly income isn’t enough. With EFT Capital you can forget about this as we are a proudly Australian owned and operated business that offers a superior service that exceeds all expectations.

We’ve become a pivotal point of reference for people in Australia when someone asks for private personal loans in Australia. We have a team of dedicated members in our team always available to help our clients understand the application process and answer any questions they have about our loan products. Speak to us now if you want to know all the details about the private personal loans in Australia we offer.

Our Services


Personal Loans

Know you’ve chosen the best deal for your personal loan when you use EFT Capital.


Vehicle / Car Loans

Own your dream vehicle with our easy apply online vehicle loans.


Debt Consolidation

Consolidate all your existing loans into one making it more manageable.


Business Loans

Bank upon EFT capital for all types of business fund requirements.

Online Loan Application

    Check your eligibility

    • Step

      Submit an application online.Apply Online

    • Step

      Upload all your supportive documents to your application or you can email it directly to us: Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card

    • Step

      Our loan specialist will review your application and contact you to discuss

    • Step

      If approved, loans terms will be provided and contract issued

    • Step

      Client to sign contract electronically or manually

    • Step

      Funds transfers to your bank account

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