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Emergency Payday Loans Australia

Looking for emergency payday loans in Australia? You’re in the best place to find that. We’re EFT Capital, the leading providers of emergency payday loans in Australia, along many other types of loans we offer that you may find suitable for your project or personal financial situation. Emergency payday loans in Australia are a type of personal instalment loan that helps you cover unexpected expenses. When you apply and get loan approval at EFT Capital, it can take as little as one business day to get the money. You might get your loan cash in as little as one business day, which is significantly faster than other credit union emergency loan alternative.

We’re not new to this industry, as we have offered the best emergency payday loans in Australia for a long time (over 20 years since we started our back in 2022). We know how useful emergency payday loans in Australia at times like these can completely change the situation. These loans are also more affordable in terms of loan repayment than credit cards. They don’t attract prepayment fees or origination fees. Select our emergency payday loans in Australia to cover unforeseen needs or an emergency fund, fund a trip, or even establish a business, you can use debt consolidation loans or receive an unsecured loan.

Get your emergency payday loans in Australia today here at EFT Capital, start the process of getting your loan approved by calculating how much you need and how much you can pay weekly using our EFT loan calculator. Once you’ve chosen the best product according to your needs you can complete your application online and wait for a fast answer from our experts.

We’re EFT Capital, the business with the fastest loan providers in Australia; we know how to make it easier for our clients so there’s no more waiting in line and taking so long to complete the paperwork.

Our Services


Personal Loans

Know you’ve chosen the best deal for your personal loan when you use EFT Capital.


Vehicle / Car Loans

Own your dream vehicle with our easy apply online vehicle loans.


Debt Consolidation

Consolidate all your existing loans into one making it more manageable.


Business Loans

Bank upon EFT capital for all types of business fund requirements.

Online Loan Application

    Check your eligibility

    • Step

      Submit an application online.Apply Online

    • Step

      Upload all your supportive documents to your application or you can email it directly to us: Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card

    • Step

      Our loan specialist will review your application and contact you to discuss

    • Step

      If approved, loans terms will be provided and contract issued

    • Step

      Client to sign contract electronically or manually

    • Step

      Funds transfers to your bank account

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