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Fund your future plans with a fair-rate loan that offers flexible repayment and easy instalments.

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Small Cash Loans Melbourne

Have you been constantly thinking of that new vehicle you want to buy? Or finally decided to complete those house renovations you’ve been thinking of for so long? Here at EFT Capital, we offer excellent small cash loans in Melbourne so our clients will have money at hand for any kind of situation that rises unexpectedly. We’re not new to the competitive loan industry, we’ve offered our world class services for more than 20 years, time in which we have learned and experienced a wide array of requirements from all kinds of clients; and we always find the best possible way to deliver up to their expectations.

Our small cash loans in Melbourne adapt to the requirements of our clients, completely exceeding expectations and bringing our clients to a spot of financial comfort:

• Our personal loans are the best possible loan product to fulfill your personal needs and get extra cash when you’re not in a good position.

• We offer vehicle loans to finally purchase that dream vehicle you’ve been wishing for so long. These are available for cars, two wheelers, and even commercial vehicles!

• With our debt consolidation loans you can resume all debts into one so you no longer have to worry about those debt fees that don’t allow you to breath.

• Business loans to help you grow your business and keep expanding without the lack of cash being an issue to worry about. We know your business deserves loans at the best possible rates.

When it comes to assisting our clients in this process of applying for small cash loans in Melbourne, we take pride in having the most straightforward and fast process to help our clients achieve their goals. Call our experts if you need more information! We’re glad to assist you in this process!

Our Services


Personal Loans

Know you’ve chosen the best deal for your personal loan when you use EFT Capital.


Vehicle / Car Loans

Own your dream vehicle with our easy apply online vehicle loans.


Debt Consolidation

Consolidate all your existing loans into one making it more manageable.


Business Loans

Bank upon EFT capital for all types of business fund requirements.

Online Loan Application

    Check your eligibility

    • Step

      Submit an application online.Apply Online

    • Step

      Upload all your supportive documents to your application or you can email it directly to us: Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card

    • Step

      Our loan specialist will review your application and contact you to discuss

    • Step

      If approved, loans terms will be provided and contract issued

    • Step

      Client to sign contract electronically or manually

    • Step

      Funds transfers to your bank account

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