Instant Loans Online

Fund your future plans with a fair-rate loan that offers flexible repayment and easy instalments.

We’ve simplified the process. Apply for your loan in minutes, without painful paperwork or waiting in queues.

Personal Loans Adelaide

EFT Capital’s best online loans with instant approval have proved to be the leading product in Australia and the only one you’ll need if you’re in the midst of a difficult financial situation. With the best online loans with instant approval at EFT Capital we can help you meet your current financial needs. It can be used to renovate your home, wedding expenses, child’s education, a vacation, pay bills, purchasing home appliances, and meeting any unexpected medical expenses or other emergencies.

Start your process of getting your loan approved by calculating how much you need and how much you can pay weekly using our EFT loan calculator. Once you’ve chosen the best online loans with instant approval according to your needs you can complete your application online and wait for a fast answer from our experts. We’re EFT Capital, the business with the fastest loan providers in Australia; we know how to make it easier for our clients so there’s no more waiting in line and taking so long to complete the paperwork needed to get your loan approved.

At EFT Capital, we’re here to help you get out of a stressful situation with one of our personal loans in Adelaide. We’re the only business offering cash loans, debt consolidation loans, secured loans, and a complete array of loan products you can check on our website, while also making sure the entire process is smooth and completed in record time. We’re experts at lending money and we have all the tools you need to start with your application online on our website.

Your personal information will help us analyse criteria such as income level, credit and employment history, repayment capacity, etc. It’s a quick turnaround for your convenience and we’ll keep you up to date along the way. Apply now! We’re EFT Capital, the leading solutions providers in Australia when clients need personal loans in Adelaide.

Our Services


Personal Loans

Know you’ve chosen the best deal for your personal loan when you use EFT Capital.


Vehicle / Car Loans

Own your dream vehicle with our easy apply online vehicle loans.


Debt Consolidation

Consolidate all your existing loans into one making it more manageable.


Business Loans

Bank upon EFT capital for all types of business fund requirements.

Online Loan Application

    Check your eligibility

    • Step

      Submit an application online.Apply Online

    • Step

      Upload all your supportive documents to your application or you can email it directly to us: Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card

    • Step

      Our loan specialist will review your application and contact you to discuss

    • Step

      If approved, loans terms will be provided and contract issued

    • Step

      Client to sign contract electronically or manually

    • Step

      Funds transfers to your bank account

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