Instant Loans Online

Fund your future plans with a fair-rate loan that offers flexible repayment and easy instalments.

We’ve simplified the process. Apply for your loan in minutes, without painful paperwork or waiting in queues.

Used Car Loans Australia

Finding the well trusted and reputed business to get your car loans in Australia can be challenging, especially if you don’t know where to start looking.

Here at EFT Capital, we provide our customers with a complete array of loans, and that includes offering the best used car loans in Australia. With over 20 years of experience in this industry and a long list of happy clients, we have successfully offered our services as the leading used car loans providers in Australia, and all these years have given us the knowledge needed to understand our clients’ requirements and work towards helping them achieve their goals without taking much of their time. Finally, the vehicle you’ve been waiting for so long can be yours by going through our easy loan requesting process.

Since we started our operations back in 2002, we’ve always worked hard to find the best way to provide our clients with the best car finance in Australia, and we’re continually pushing the limits of this industry to offer our clients the best services they can find. Trusting EFT Capital when you’re looking for the best used car loans in Australia means putting your financial success in the hands of serious business with a long record of satisfied clients. We truly understand how valuable your time is and for that reason we make sure applying for our loans is a short and straightforward process.

With EFT Capital on your side, you’ll no longer have to wait to complete that purchase you have in mind; we’ll make it easier for you to achieve your goals by applying today for your used car loans in Australia and finally getting some cash to get things moving as you want them to.

We’re the superior providers of used car loans in Australia.

Our Services


Personal Loans

Know you’ve chosen the best deal for your personal loan when you use EFT Capital.


Vehicle / Car Loans

Own your dream vehicle with our easy apply online vehicle loans.


Debt Consolidation

Consolidate all your existing loans into one making it more manageable.


Business Loans

Bank upon EFT capital for all types of business fund requirements.

Online Loan Application

    Check your eligibility

    • Step

      Submit an application online.Apply Online

    • Step

      Upload all your supportive documents to your application or you can email it directly to us: Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card

    • Step

      Our loan specialist will review your application and contact you to discuss

    • Step

      If approved, loans terms will be provided and contract issued

    • Step

      Client to sign contract electronically or manually

    • Step

      Funds transfers to your bank account

    What Our Clients Say About Us

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