Instant Loans Online

Fund your future plans with a fair-rate loan that offers flexible repayment and easy instalments.

We’ve simplified the process. Apply for your loan in minutes, without painful paperwork or waiting in queues.

Emergency Payday Loans Online

For people wondering where they can find emergency payday loans online so they no longer have to go to a physical office and wait for hours to be assessed; the answer is EFT Capital without a doubt.

It’s not an overstatement saying EFT Capital leads the way across loan providers in Australia. Here at EFT Capital, we offer you core loan products to cover all kinds of needs: we supply personal loans (both secured and unsecured), debt consolidation loans, business loans and vehicle loans as well. We’ve become the first mention amongst the businesses where you can request emergency payday loans online.

When looking for a business where you can get emergency payday loans online, EFT Capital will always come out as a mandatory mention as a business with over 20 years of experience offering the best solutions when Australians need us the most. Here at EFT Capital, you can easily get an approval for emergency payday loans online to attain to an emergency, fund your future plans with a fair-rate loan that offers flexible repayment and easy instalments, or get out of a bothersome debt that doesn’t leave you enough room to breathe.

With an extremely simplified process that can be completed easily in a couple of minutes, applying for a loan is no longer a tedious and exhausting process with tons of paperwork and waiting in eternal queues; it’s a very straightforward, short process you can complete from the comfort of your house. We’re EFT capital, home of the best emergency payday loans online and the only place you need to visit when you need instant cash.

We’re known for offering loans with affordable fees and flexible repayment schedules. We put on your shoes in order to offer you the best possible solution.

Our Services


Personal Loans

Know you’ve chosen the best deal for your personal loan when you use EFT Capital.


Vehicle / Car Loans

Own your dream vehicle with our easy apply online vehicle loans.


Debt Consolidation

Consolidate all your existing loans into one making it more manageable.


Business Loans

Bank upon EFT capital for all types of business fund requirements.

Online Loan Application

    Check your eligibility

    • Step

      Submit an application online.Apply Online

    • Step

      Upload all your supportive documents to your application or you can email it directly to us: Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card

    • Step

      Our loan specialist will review your application and contact you to discuss

    • Step

      If approved, loans terms will be provided and contract issued

    • Step

      Client to sign contract electronically or manually

    • Step

      Funds transfers to your bank account

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