Instant Loans Online

Fund your future plans with a fair-rate loan that offers flexible repayment and easy instalments.

We’ve simplified the process. Apply for your loan in minutes, without painful paperwork or waiting in queues.

Second Hand Vehicle Finance

Have you been thinking of that vehicle you’ve been checking up for so long but don’t have enough cash at hand to pay up for a vehicle up front? In that case you need a superior money lender like EFT Capital, the best place to find a second hand vehicle finance with flexible payment rates.

Here at EFT Capital, we make the entire application process as easy and straight forward as possible, so you can complete your application, have an expert staff member from EFT to assess it, and get it funded within one business day! Over 20 years of experience in this industry have given us the knowledge needed to understand our clients’ requirements and work towards helping them achieve their goals without taking much of their time. We’re EFT Capital, the first name to come to the mind of Aussies who need second hand vehicle finance to finally purchase that car they wanted for so long.

With EFT Capital providing deluxe second hand vehicle finance, it does not matter if you have a subprime credit, you can also access to one of our loans and borrow some money to get out of a difficult situation. We make sure all our clients’ needs are covered and continually improve satisfaction among people who want to receive second hand vehicle finance to finally purchase they car they’ve been wanting for so long. Contact us today so we can give you the details about our superior loan products and why EFT Capital has become a mandatory mention amongst loan providers.

We’re EFT Capital, the real experts in this field; we’re eager to know more about you!

Our Services


Personal Loans

Know you’ve chosen the best deal for your personal loan when you use EFT Capital.


Vehicle / Car Loans

Own your dream vehicle with our easy apply online vehicle loans.


Debt Consolidation

Consolidate all your existing loans into one making it more manageable.


Business Loans

Bank upon EFT capital for all types of business fund requirements.

Online Loan Application

    Check your eligibility

    • Step

      Submit an application online.Apply Online

    • Step

      Upload all your supportive documents to your application or you can email it directly to us: Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card

    • Step

      Our loan specialist will review your application and contact you to discuss

    • Step

      If approved, loans terms will be provided and contract issued

    • Step

      Client to sign contract electronically or manually

    • Step

      Funds transfers to your bank account

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