Instant Loans Online

Fund your future plans with a fair-rate loan that offers flexible repayment and easy instalments.

We’ve simplified the process. Apply for your loan in minutes, without painful paperwork or waiting in queues.

Online Loans Fast Approval

Most of us need additional funds at some point in our lives, and here at EFT Capital we know how important it is to receive them as quick as possible when we need them. We achieve this through online loans with fast approval so you can forget about that stressful situation you’re going through. While we understand that some people don’t like the idea of borrowing money online, even if they desperately need cash, others realise how helpful taking out an online loan can be, especially when you need money urgently or need to finance a big purchase.

We’re EFT Capital, and we’re not new to this industry, with more than 20 years of experience in the field and a team with a wealth of knowledge in the area of loan products, we take pride in staying at the top of the game when it comes to online loans with fast approvals. We’re truly one step ahead thanks to our online application process where our clients can submit all the information needed to request online loans and get fast approvals to start using their money in the way the need it.

With the proper information, the chances of getting a deal are much higher, so make sure you are well informed on terms before deciding to take out an instalment loan online. Especially if you have a bad history with money or a poor credit score, you can get your online loans with fast approval here at EFT capital and forget about dealing with these stressful situations you’re in. Speak to us now if you want to know all the details about our online loans with fast approval, we’ll be ready to assist you and we help you achieve your goals in record time.

Our Services


Personal Loans

Know you’ve chosen the best deal for your personal loan when you use EFT Capital.


Vehicle / Car Loans

Own your dream vehicle with our easy apply online vehicle loans.


Debt Consolidation

Consolidate all your existing loans into one making it more manageable.


Business Loans

Bank upon EFT capital for all types of business fund requirements.

Online Loan Application

    Check your eligibility

    • Step

      Submit an application online.Apply Online

    • Step

      Upload all your supportive documents to your application or you can email it directly to us: Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card

    • Step

      Our loan specialist will review your application and contact you to discuss

    • Step

      If approved, loans terms will be provided and contract issued

    • Step

      Client to sign contract electronically or manually

    • Step

      Funds transfers to your bank account

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