Instant Loans Online

Fund your future plans with a fair-rate loan that offers flexible repayment and easy instalments.

We’ve simplified the process. Apply for your loan in minutes, without painful paperwork or waiting in queues.

Private Finance Loan

When it comes to borrowing a private finance loan, there are a number of reasons why you may need little extra funds at a given point in time. We’re EFT Capital, and we’re the best place you can find in Australia if you want to apply for private finance loans and rest assured that it will most likely be approved in the shortest possible time. You may want to take a trip over the weekend, gift your friends and family on a special occasion like an anniversary, or plan a celebration for a festival or holiday. If you’re a business owner, you may require funds for many reasons, such as upgrading your plant and machinery, purchasing necessary equipment, or making sure you have enough working capital for your business operations and daily expenditure; for these scenarios, our private finance loan may be the perfect fit for you.

With a wealth of knowledge in the industry and over 20 years of experience in the field, we take pride in being the preferred solutions supplier available in Australia, with an online application process you can easily complete without much effort and not having to go to a physical storefront and waiting all the day in line until your application is assessed. We’re happy to assist our customers and give them a helping hand every time they need it so they keep selecting our loan products every time.

We’ve been helping people get out of debt for over two decades! We have helped thousands of Aussies and we’re always receiving great feedback for our customer service. We’re proud of having experts who share our values such as transparency, professionalism, and efficiency; doing the best to have our clients’ needs covered. Call us now for more information about our private finance loans.

Our Services


Personal Loans

Know you’ve chosen the best deal for your personal loan when you use EFT Capital.


Vehicle / Car Loans

Own your dream vehicle with our easy apply online vehicle loans.


Debt Consolidation

Consolidate all your existing loans into one making it more manageable.


Business Loans

Bank upon EFT capital for all types of business fund requirements.

Online Loan Application

    Check your eligibility

    • Step

      Submit an application online.Apply Online

    • Step

      Upload all your supportive documents to your application or you can email it directly to us: Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card

    • Step

      Our loan specialist will review your application and contact you to discuss

    • Step

      If approved, loans terms will be provided and contract issued

    • Step

      Client to sign contract electronically or manually

    • Step

      Funds transfers to your bank account

    What Our Clients Say About Us

    google review sign4.9

    star rating

    500 Reviews

    Brands we work with