Instant Loans Online

Fund your future plans with a fair-rate loan that offers flexible repayment and easy instalments.

We’ve simplified the process. Apply for your loan in minutes, without painful paperwork or waiting in queues.

Unsecured Debt Consolidation Loan

This is EFT Capital, your place to find second to none loan products, and our unsecured debt consolidation loan may be exactly what you need during a difficult financial situation. We’re a trusted and reputable loan products provider established over 20 years ago. We help you navigate the complexities involved with different loan products requirements to tailor a cost-effective finance solution that meets your specific individual needs. We’re different from all other businesses offering unsecured debt consolidation loans in Australia because we put on our clients’ shoes and take time to understand the type of unsecured debt consolidation loan they need.

Applying for an unsecured debt consolidation loan at EFT Capital is way simpler than what you may think, and only takes a few minutes to be completed. As the leaders in this competitive industry of unsecured debt consolidation loans and other similar loan products, we have an excellent online platform that streamlines the entire process so you can complete it sooner than expected. We know that finances can get a bit difficult time to time, but with EFT Capital by your side, you can quit dealing with this stressful financial situation, take some room to breathe and rethink your steps in the world of finances through our instant loans! You’ll no longer have to wait to complete that purchase you have in mind; we’ll make it easier for you to achieve your goals by applying today for your instant loan and finally getting some cash to get things moving as you want them to.

Contact us today so we can give you the details about our quick personal loans in the same day and why EFT Capital has become a mandatory mention amongst loan products providers and your reliable suppliers of unsecured debt consolidation loans.

Our Services


Personal Loans

Know you’ve chosen the best deal for your personal loan when you use EFT Capital.


Vehicle / Car Loans

Own your dream vehicle with our easy apply online vehicle loans.


Debt Consolidation

Consolidate all your existing loans into one making it more manageable.


Business Loans

Bank upon EFT capital for all types of business fund requirements.

Online Loan Application

    Check your eligibility

    • Step

      Submit an application online.Apply Online

    • Step

      Upload all your supportive documents to your application or you can email it directly to us: Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card

    • Step

      Our loan specialist will review your application and contact you to discuss

    • Step

      If approved, loans terms will be provided and contract issued

    • Step

      Client to sign contract electronically or manually

    • Step

      Funds transfers to your bank account

    What Our Clients Say About Us

    google review sign4.9

    star rating

    500 Reviews

    Brands we work with