Instant Loans Online

Fund your future plans with a fair-rate loan that offers flexible repayment and easy instalments.

We’ve simplified the process. Apply for your loan in minutes, without painful paperwork or waiting in queues.

Personal Loan Fast Approval

Looking for a personal loan with fast approval? You’ve come to the right place. A personal instalment loan is one of the most popular types of loans where you borrow money from a lender, and then repay it with interest over a series of fixed payments called instalments; and here at EFT Capital, we’re happy to assist our appreciated Australians when they need them the most by offering personal loans with fast approval. In certain cases, a customer may want to use an online instalment loan instead of using credit cards or payday loans. Lots of lenders offer online instalment loan services. And you’ll likely discover that unsecured online personal loans have fewer fees and expenses than your typical payday loan.

At EFT loan payments are usually made monthly, but they can be made weekly, bi-weekly, or on a different schedule that is determined before taking out a loan from a lender. Make sure to check out the terms of instalment loans in advance. It’s important to know your total payoff amount, the APR, whether there’s a prepayment penalty, and all of your repayment options. EFT Capital is not a new business offering personal loans in Fast Approval, we have a long history of success supplying the best loan products you can find in the market.

Our personal loans with fast approvals can be used to rebuild credit or cover mid to high expenses such as buying a new house or apartment, even if you have good credit scores. These costs are usually too much to put on credit cards at once, so getting a personal loan and spreading payments over an extended period can make them more manageable. Give us a call today for more information about our personal loans with fast approval and other excellent loan products as well.

Our Services


Personal Loans

Know you’ve chosen the best deal for your personal loan when you use EFT Capital.


Vehicle / Car Loans

Own your dream vehicle with our easy apply online vehicle loans.


Debt Consolidation

Consolidate all your existing loans into one making it more manageable.


Business Loans

Bank upon EFT capital for all types of business fund requirements.

Online Loan Application

    Check your eligibility

    • Step

      Submit an application online.Apply Online

    • Step

      Upload all your supportive documents to your application or you can email it directly to us: Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card

    • Step

      Our loan specialist will review your application and contact you to discuss

    • Step

      If approved, loans terms will be provided and contract issued

    • Step

      Client to sign contract electronically or manually

    • Step

      Funds transfers to your bank account

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