Instant Loans Online

Fund your future plans with a fair-rate loan that offers flexible repayment and easy instalments.

We’ve simplified the process. Apply for your loan in minutes, without painful paperwork or waiting in queues.

Cash Loans Unemployed Australia

Being unemployed is a tough situation, and it affects credit score greatly, making you harder to be eligible for loans.

With EFT Capital offering the best cash loans for the unemployed in Australia, you no longer have to worry about your financial situation that won’t last forever. Stay in control of your expenses and get some money until you can recover financially through our cash loans for the unemployed in Australia and forget about dealing with the stress of not having money for your daily activities.

Getting fast cash loans for the unemployed in Australia has never been easier than with EFT capital, an experienced business with the expertise needed to help you solve your financial situation. Over 2 decades of experience in this competitive industry, and having had the opportunity to help a long list of clients get on top of their finances again, have allowed us to develop a system with quick answers and a short process to complete before getting an approval for one of our cash loans for the unemployed in Australia.

We offer the quickest loans you’ll find in Australia, with comfortably lengthy repayment periods and at very accessible interest rates so you won’t have to sweat your back off to pay for your loan. EFT Capital is the preferred loan provider in Australia and your one stop shop when it comes to getting products related to the field of loans. Applying for cash loans for the unemployed in Australia here at EFT Capital is as easy as planning your budget with the assistance of our EFT loan calculator available on our website, forming a constructive and profitable business plan to make the most out of your loan money, then choosing the best solution according to your needs and planning your monthly payments to get the best repayment plan for you.

Give us a call for more info!

Our Services


Personal Loans

Know you’ve chosen the best deal for your personal loan when you use EFT Capital.


Vehicle / Car Loans

Own your dream vehicle with our easy apply online vehicle loans.


Debt Consolidation

Consolidate all your existing loans into one making it more manageable.


Business Loans

Bank upon EFT capital for all types of business fund requirements.

Online Loan Application

    Check your eligibility

    • Step

      Submit an application online.Apply Online

    • Step

      Upload all your supportive documents to your application or you can email it directly to us: Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card

    • Step

      Our loan specialist will review your application and contact you to discuss

    • Step

      If approved, loans terms will be provided and contract issued

    • Step

      Client to sign contract electronically or manually

    • Step

      Funds transfers to your bank account

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