Instant Loans Online

Fund your future plans with a fair-rate loan that offers flexible repayment and easy instalments.

We’ve simplified the process. Apply for your loan in minutes, without painful paperwork or waiting in queues.

Best car loans Victoria

Finding the best car loans in Victoria has never been easier than now. Here at EFT Capital, you’ll find what you need when it comes to getting the best car loans in Victoria and making sure you can complete your vehicle purchase in no time. We’re a proudly Australian owned and operated business with over 20 years experience in this field and a lot of accumulated knowledge we use to keep our product range adapted to the requirements of our distinguished clientele. When you select EFT Capital as the place to find the best car loans in Victoria, you no longer have to worry about having a bad credit score or being in default, we also have options available for you.

At EFT Capital, we’re here to help you get approved for one of the best car loans in Victoria in no time, but we don’t limit our product scope to vehicle loans only. We’re the only business offering cash loans, debt consolidation loans, secured loans, and a complete array of loan products you can check on our website, while also making sure the entire process is smooth and completed in record time. We’re experts at lending money and we have all the tools you need to start with your application online on our website.

EFT Capital has earned its position as the main providers of loan products in Australia, and that includes the best car loans in Victoria as well. And one of the major reasons is that we make an exhausting process easier and faster to complete than any other loan provider. It’s as easy as taking your time to calculate your loan, how many payments you’ll need to repay it, choosing the best product for you, and applying for it online. We approve loans in the shortest time!

Our Services


Personal Loans

Know you’ve chosen the best deal for your personal loan when you use EFT Capital.


Vehicle / Car Loans

Own your dream vehicle with our easy apply online vehicle loans.


Debt Consolidation

Consolidate all your existing loans into one making it more manageable.


Business Loans

Bank upon EFT capital for all types of business fund requirements.

Online Loan Application

    Check your eligibility

    • Step

      Submit an application online.Apply Online

    • Step

      Upload all your supportive documents to your application or you can email it directly to us: Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card

    • Step

      Our loan specialist will review your application and contact you to discuss

    • Step

      If approved, loans terms will be provided and contract issued

    • Step

      Client to sign contract electronically or manually

    • Step

      Funds transfers to your bank account

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