Instant Loans Online

Fund your future plans with a fair-rate loan that offers flexible repayment and easy instalments.

We’ve simplified the process. Apply for your loan in minutes, without painful paperwork or waiting in queues.

Instant Cash Loans Sydney

Welcome to EFT Capital, the industry leading business offering the best instant cash loans in Sydney and making sure our clients always have enough money when they need it.

We take pride in offering our clients a word class range of loan products, including our instant cash loans in Sydney, and also providing them with an excellent platform where they can complete the entire process online. we offer special services that adapt to every budget and need our clients can have. As a proudly Australian owned and operated business with over 20 years of experience helping clients find the best instant cash loans in Australia that aren’t only flexible but also have low interest rates. We’re constantly working to keep offering a product range for our clients that exceeds their expectations.

When looking for a business where you can get the best instant loans online, here at EFT Capital you can rest assured that you’ll get your instant cash loans in Sydney with a fair-rate so you can pay in easy instalments. With an extremely simplified process that can be completed easily in a couple of minutes, applying for a loan is no longer a tedious and exhausting process with tons of paperwork and waiting in eternal queues; it’s a very straightforward, short process you can complete from the comfort of your house.

Applying for the best instant cash loans in Sydney here at EFT Capital is as easy as planning your budget with the assistance of our EFT loan calculator available on our website, forming a constructive and profitable business plan to make the most out of your loan money, then choosing the best solution according to your needs and planning your monthly payments to get the best repayment plan for you. Apply online or call 1300 722 744 to talk to an expert and receive the best instant loans in no time; we’ll be happy to assist you.

Our Services


Personal Loans

Know you’ve chosen the best deal for your personal loan when you use EFT Capital.


Vehicle / Car Loans

Own your dream vehicle with our easy apply online vehicle loans.


Debt Consolidation

Consolidate all your existing loans into one making it more manageable.


Business Loans

Bank upon EFT capital for all types of business fund requirements.

Online Loan Application

    Check your eligibility

    • Step

      Submit an application online.Apply Online

    • Step

      Upload all your supportive documents to your application or you can email it directly to us: Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card

    • Step

      Our loan specialist will review your application and contact you to discuss

    • Step

      If approved, loans terms will be provided and contract issued

    • Step

      Client to sign contract electronically or manually

    • Step

      Funds transfers to your bank account

    What Our Clients Say About Us

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