Instant Loans Online

Fund your future plans with a fair-rate loan that offers flexible repayment and easy instalments.

We’ve simplified the process. Apply for your loan in minutes, without painful paperwork or waiting in queues.

Personal Finance Perth

EFT Capital’s personal finance in Perth can help you meet your current financial needs. This personal loan can be used to renovate your home, wedding expenses, child’s education, a vacation, pay bills, purchasing home appliances, and meeting any unexpected medical expenses or other emergencies. Our personal loans can be either secured or unsecured. We offer a very easy online application to gather your details for our staff to review.

Your personal information will help us analyse criteria such as income level, credit and employment history, repayment capacity, etc. Our loans for personal finance in Perth are typically considered one of the most affordable loans services you can opt for to get extra money, and they are something you should consider if you are thinking about a home renovation, paying for a wedding, or wanting to afford a new car payment. Nowadays, you can get instalment loans online with almost instant approval by filling out a credit application. Depending on the lender, your credit check can take up to a couple business days to approve your credit application.

At EFT Capital, we try to service all applicants to the best of our ability. Below you will find our basic criteria of a loan for personal finance in Perth: Being over the age of 18yrs old, currently an Australian citizen, residents or hold a valid working visa in Australia, having a bank account that is lined to internet banking in which you have regular income going into. Have at least 90 days of bank statement (we can supply you with a link to easily upload). If you have any questions related to our loans for personal finance in Perth, don’t hesitate to contact us!

Our Services


Personal Loans

Know you’ve chosen the best deal for your personal loan when you use EFT Capital.


Vehicle / Car Loans

Own your dream vehicle with our easy apply online vehicle loans.


Debt Consolidation

Consolidate all your existing loans into one making it more manageable.


Business Loans

Bank upon EFT capital for all types of business fund requirements.

Online Loan Application

    Check your eligibility

    • Step

      Submit an application online.Apply Online

    • Step

      Upload all your supportive documents to your application or you can email it directly to us: Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card

    • Step

      Our loan specialist will review your application and contact you to discuss

    • Step

      If approved, loans terms will be provided and contract issued

    • Step

      Client to sign contract electronically or manually

    • Step

      Funds transfers to your bank account

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