Instant Loans Online

Fund your future plans with a fair-rate loan that offers flexible repayment and easy instalments.

We’ve simplified the process. Apply for your loan in minutes, without painful paperwork or waiting in queues.

Best Car Loans Sydney

Owning your dream vehicle no longer needs to be an imaginary scenario for you. With EFT Capital as your leading provider of best car loans in Sydney, the entire process of requesting and getting an approval comes out to an easy process that can be completed online. Getting a loan for both, brand new vehicles and second-hand vehicles has never been easy. Here at EFT Capital, we know that banks, finance companies and the like are very stringent in their lending policies, making it hard to get approved for a vehicle loan if you have bad credit. The good news is that we can help you because we offer the best car loans in Sydney even if you have bad credit or an existing default on your record.

Since we started our operations back, over 20 years ago, we’ve always strived for excellence, and continually pushed our limits to offer our clients the best loan products they can find, and this also applies to the best car loans in Sydney. Trusting EFT Capital when you need a loan means putting your financial performance in the hands of top notch skill professionals who understand how valuable your time is.

EFT Capital is here to help you find your best car loans loan so that you can buy the right car at the right price. We have been serving Australians for years and understand their needs when it comes to financing vehicles. Our expertise in this area will ensure that we provide our clients with an affordable solution within their budget and requirements. Contact us today so we can give you the details about our products and why EFT Capital has become a mandatory mention amongst loan products providers. We’re EFT Capital, the real experts when it comes to offering the best car loans in Sydney.

Our Services


Personal Loans

Know you’ve chosen the best deal for your personal loan when you use EFT Capital.


Vehicle / Car Loans

Own your dream vehicle with our easy apply online vehicle loans.


Debt Consolidation

Consolidate all your existing loans into one making it more manageable.


Business Loans

Bank upon EFT capital for all types of business fund requirements.

Online Loan Application

    Check your eligibility

    • Step

      Submit an application online.Apply Online

    • Step

      Upload all your supportive documents to your application or you can email it directly to us: Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card

    • Step

      Our loan specialist will review your application and contact you to discuss

    • Step

      If approved, loans terms will be provided and contract issued

    • Step

      Client to sign contract electronically or manually

    • Step

      Funds transfers to your bank account

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