Instant Loans Online

Fund your future plans with a fair-rate loan that offers flexible repayment and easy instalments.

We’ve simplified the process. Apply for your loan in minutes, without painful paperwork or waiting in queues.

Best Car Finance Melbourne

When people ask where they can get the best car finance in Melbourne, EFT Capital is always within the first names to be mentioned.

We know that finding the best car finance in Melbourne is easier said than done, and this is commonly seen as a long process that requires filling lots of paperwork and waiting for weeks and even months to get approved; but here at EFT Capital we make this process as easy as possible, so you can complete your application, have an expert staff member from EFT to assess it, and get it funded within one business day. With more than 20 years in the field, and a wealth of knowledge in the best ways to assist our clients, you can be sure EFT Capital is the right place to find the best car finance in Melbourne.

Offering our clients, the best car finance in Melbourne is only one of the many things we’re excellent at. Here at EFT Capital, you can also request other kinds of products to help you get out of a difficult financial situation or finally purchasing that product you want so much. At EFT Capital we offer:

• Fast personal Loans to fulfill your personal needs and get extra cash when you need it.

• Debt consolidation loans to lower interest rates and make your current debts more manageable. With EFT Capital offering you excellent loans you no longer need to give up the control of your financial life to debt!

• Business loans to help you grow your business and keep expanding without the lack of cash being an issue to worry about. We know your business deserves loans at the best possible rates.

At EFT Capital you can only expect excellence when it comes to customer support; we have specialists on the line ready to assist you through the application process and make sure you have everything in order to get the best car finance in Melbourne. Call us today for more information!

Our Services


Personal Loans

Know you’ve chosen the best deal for your personal loan when you use EFT Capital.


Vehicle / Car Loans

Own your dream vehicle with our easy apply online vehicle loans.


Debt Consolidation

Consolidate all your existing loans into one making it more manageable.


Business Loans

Bank upon EFT capital for all types of business fund requirements.

Online Loan Application

    Check your eligibility

    • Step

      Submit an application online.Apply Online

    • Step

      Upload all your supportive documents to your application or you can email it directly to us: Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card

    • Step

      Our loan specialist will review your application and contact you to discuss

    • Step

      If approved, loans terms will be provided and contract issued

    • Step

      Client to sign contract electronically or manually

    • Step

      Funds transfers to your bank account

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