Instant Loans Online

Fund your future plans with a fair-rate loan that offers flexible repayment and easy instalments.

We’ve simplified the process. Apply for your loan in minutes, without painful paperwork or waiting in queues.

Private Personal Loans from Individuals Australia

While loans are commonly availed from banks, opting for private personal loans from individuals in Australia is an excellent idea if you decide to trust dedicated companies like EFT Capital. We’re the leading solution suppliers when it comes to clients searching for private personal loans from individuals in Australia. Private lenders such as EFT Capital provide personal loans that come with a number of added benefits and features that are not provided by banks.

We’re not new to the competitive loan industry, we’ve offered our world class loan products for more than 20 years, time in which we have learned and experienced a wide array of requirements from all kinds of clients; and we always find the best possible way to deliver up to their expectations. Getting an approval on a loan from private personal loans from individuals in Australia like EFT Capital will give you some room to breathe and recover from a financial crisis.

Get fast your loan today at EFT Capital, this way you’ll get private personal loans from individuals in Australia and you can finally forget about dealing with that difficult financial situation with a bad credit score on top you’re in right now. We offer the quickest approval on loans you’ll find, with comfortably lengthy repayment periods and at very accessible interest rates so you won’t have to sweat your back off to pay for your loan.

EFT Capital is the preferred business when people look for personal loans from individuals in Australia because we have become a one stop shop when it comes to buying products related to the field of loans. Get all the information you need to know about our loan products, just contact us today so you will receive specialised assistance from our friendly professionals.

Our Services


Personal Loans

Know you’ve chosen the best deal for your personal loan when you use EFT Capital.


Vehicle / Car Loans

Own your dream vehicle with our easy apply online vehicle loans.


Debt Consolidation

Consolidate all your existing loans into one making it more manageable.


Business Loans

Bank upon EFT capital for all types of business fund requirements.

Online Loan Application

    Check your eligibility

    • Step

      Submit an application online.Apply Online

    • Step

      Upload all your supportive documents to your application or you can email it directly to us: Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card

    • Step

      Our loan specialist will review your application and contact you to discuss

    • Step

      If approved, loans terms will be provided and contract issued

    • Step

      Client to sign contract electronically or manually

    • Step

      Funds transfers to your bank account

    What Our Clients Say About Us

    google review sign4.9

    star rating

    500 Reviews

    Brands we work with