Instant Loans Online

Fund your future plans with a fair-rate loan that offers flexible repayment and easy instalments.

We’ve simplified the process. Apply for your loan in minutes, without painful paperwork or waiting in queues.

Cash Loans Instant Approval Australia

When someone mentions cash loans with instant approval in Australia, EFT capital is always within the first names to come out. We’re a leading, well-trusted business supplying excellent cash loans with instant approval in Australia with over 20 years of experience in the field and a team of professionals who know how to offer our clients the best possible experience. We’re not new to this business field, since we started our work as the best place to look for cash loans with instant approval in Australia, we’ve always provided Aussies with a highly efficient and reliable place to borrow money and pay them at flexible repayment rates.

Applying for loans at EFT Capital only takes a couple of minutes. We’re the leaders at helping our clients getting excellent cash loans with instant approval in Australia that meet their current financial needs. It does not matter if you need to renovate your house, face some wedding expenses, pay for your vacations, purchasing new home appliance or deluxe cutlery. We’re here to help you achieve this, and we make sure it’s a fast process.

With EFT Capital as your ally, you can finally stop dealing with that stressful financial situation that made you look for cash loans instant approvals in Australia in the first place, take some room to breathe and rethink your steps in the world of finances through our instant loans! You’ll no longer have to wait to complete that purchase you have in mind; we’ll make it easier for you to achieve your goals by applying today for your instant loan and finally getting some cash as soon as possible, it may even take only one business day!

Give us a call today so we can tell you all the details related to our cash loans with instant approval in Australia and why it’s the best choice you can make if you need to complete a purchase or pay for something in the short term. We’re here to help you!

Our Services


Personal Loans

Know you’ve chosen the best deal for your personal loan when you use EFT Capital.


Vehicle / Car Loans

Own your dream vehicle with our easy apply online vehicle loans.


Debt Consolidation

Consolidate all your existing loans into one making it more manageable.


Business Loans

Bank upon EFT capital for all types of business fund requirements.

Online Loan Application

    Check your eligibility

    • Step

      Submit an application online.Apply Online

    • Step

      Upload all your supportive documents to your application or you can email it directly to us: Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card

    • Step

      Our loan specialist will review your application and contact you to discuss

    • Step

      If approved, loans terms will be provided and contract issued

    • Step

      Client to sign contract electronically or manually

    • Step

      Funds transfers to your bank account

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