info@eftcapital.com.au
Unsecured Loans Sydney
Welcome to EFT Capital, the right place to apply for flexible unsecured loans in Sydney.
Secured loans differ from unsecured loans in that secured loans always require collateral. If a borrower won’t agree to provide an asset as insurance, the lender won’t approve a secured loan. Here at EFT Capital, we take pride in being a point of reference when someone needs unsecured loans in Sydney. This loan type exists for a variety of financing options, including mortgages, car loans, home equity lines of credit and some types of personal loans. Borrowers will likely not encounter unsecured mortgages or car loans since the home or vehicle is always used as collateral for those loan types.
Getting approved for a secured loan can be easier than getting an unsecured loan because secured loans pose less financial risk for lenders. Since they require collateral, they typically have more competitive interest rates than unsecured loans. Here at EFT Capital, we make sure both processes are equally easy to complete and help our clients get in control of their finances with our unsecured loans in Sydney.
Our unsecured loans in Sydney come in handy for people with the following intentions:
• Planning for a large purchase. Taking on debt can put a strain on your finances, but if you need funds for a big upcoming expense, an unsecured loan can help.
• They have reliable income. Although collateral isn’t needed for an unsecured loan, you’ll need steady income to repay the debt and avoid defaulting on the loan. Unpaid secured loans can negatively affect your credit.
• Consolidating debt. Unsecured loans are useful as debt consolidation tools that can make debt repayment simpler. This strategy can also help borrowers save money if they qualify for lower interest rates.
Contact us now if you want to know the details about our unsecured loans in Sydney.
Our Services
Personal Loans
Know you’ve chosen the best deal for your personal loan when you use EFT Capital.
Debt Consolidation
Consolidate all your existing loans into one making it more manageable.
Online Loan Application
- Step
1Submit an application online.Apply Online
- Step
2Upload all your supportive documents to your application or you can email it directly to us: charl@eftcapital.com Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card
- Step
3Our loan specialist will review your application and contact you to discuss
- Step
4If approved, loans terms will be provided and contract issued
- Step
5Client to sign contract electronically or manually
- Step
6Funds transfers to your bank account
What Our Clients Say About Us
500 Reviews
Peter Cabeza
The team at EFT Capital and my personalised handler, Charl, have been fantastic with their business approach, efficient and cost effective with their actual loans and always approachable.There is a constant flow of communications that make all situations easily adjusted and maintained.I am very happy with their service and personable approach. Their rates are more than competitive with other companies.Overall, I would highly recommend this team to anyone, anytime.
Benny and Joyce
EFT Capital is the most hassle-free lending company we’ve experienced. It is fast tracking and very dependable at all times. And the director, Charles, is kind, understanding and very generous person. He has helped us through many financial difficulties, no matter how small or big, he was very accomodating and reliable. It is easy to talk to him and come up with terms that will benefit both of you. Overall, EFT Capital is considered a 5-star rating for us!
David Wallader
Our association with EFT Capital, Principal Mr Charl Coetzee goes back to December 2015.
Request to assist with rebuild of a Stretch Limousine business for our new undertaking within the Limousine industry to supplement our pension income.
Since inception, we have found EFT Capital, Principal Charl Coetzee a most understanding financial provider supporting an industry based on performance of the borrower’s ability to market their product in an extremely competitive marketplace covering service, presentation and representation.
During the 5 years, we have found EFT Capital to be understanding, most cooperative and further assistance given to be exceptionally quick with their decision and limited paper in support.
The pandemic (Covid-19) sighted our business financially to be of a major concern with many bookings to concerts, weddings, and family gatherings, being cancelled despite our business being classed as an essential service by the Industry Regulator. Our business was affected by the ‘crowd’/gathering policy of the State Government causing cancellations of hire already in place through the year ofma 2020.
The understanding of our financier, EFT Capital was an incomparable supporter ofthe unprecedent predicament period of concern. As a previous career employee in the financial industry, I sincerely congratulate EFT Capital, Charl Coetzee for their understanding,support and speed of decision.
