info@eftcapital.com.au
Unsecured Loans Australia
We welcome you to EFT Capital, the superior providers of unsecured loans in Australia along with a complete array of loan products that can be accessed easily through a fast and simple application process.
Trusting EFT Capital, you’re getting loans that aren’t backed by an asset such as a car or home. They include student loans, personal loans and revolving credit such as credit cards. And here at EFT Capital we have 20 years of experience in the industry and we have a lot of accumulated knowledge regarding the best loans you can find among our loan products. Unsecured loans are loans that don’t require collateral. They’re also referred to as signature loans because a signature is all that’s needed if you meet the lender’s borrowing requirements. Because lenders take on more risk when loans aren’t backed by collateral, they might charge higher interest rates and require good or excellent credit.
With EFT Capital on your side, you’ll have an ally with flexible payment schedule and low interest fees as well as an easy online application process you can complete from the comfort of your house. Answer a few questions to see which personal loans you pre-qualify for. The process is quick and easy, and it will not impact your credit score.
Unsecured loans in Australia can be either for no-collateral instalment loans, such as unsecured personal loans, or unsecured revolving lines of credit, such as unsecured credit cards. When you submit an application, we will check your creditworthiness and consider factors such as your income, savings and debt to see if you qualify. We have a team of professionals who will be ready to assist you and tell you all the details about our products. Contact us now if you want to know all about our work as the leading loan providers.
Our Services
Personal Loans
Know you’ve chosen the best deal for your personal loan when you use EFT Capital.
Debt Consolidation
Consolidate all your existing loans into one making it more manageable.
Online Loan Application
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1Submit an application online.Apply Online
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2Upload all your supportive documents to your application or you can email it directly to us: charl@eftcapital.com Documents will be 2 payslips, 3 month bank statement, copy of driver’s license or passport, medicare card or bank card
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3Our loan specialist will review your application and contact you to discuss
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4If approved, loans terms will be provided and contract issued
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5Client to sign contract electronically or manually
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6Funds transfers to your bank account
What Our Clients Say About Us
500 Reviews
Peter Cabeza
The team at EFT Capital and my personalised handler, Charl, have been fantastic with their business approach, efficient and cost effective with their actual loans and always approachable.There is a constant flow of communications that make all situations easily adjusted and maintained.I am very happy with their service and personable approach. Their rates are more than competitive with other companies.Overall, I would highly recommend this team to anyone, anytime.
Benny and Joyce
EFT Capital is the most hassle-free lending company we’ve experienced. It is fast tracking and very dependable at all times. And the director, Charles, is kind, understanding and very generous person. He has helped us through many financial difficulties, no matter how small or big, he was very accomodating and reliable. It is easy to talk to him and come up with terms that will benefit both of you. Overall, EFT Capital is considered a 5-star rating for us!
David Wallader
Our association with EFT Capital, Principal Mr Charl Coetzee goes back to December 2015.
Request to assist with rebuild of a Stretch Limousine business for our new undertaking within the Limousine industry to supplement our pension income.
Since inception, we have found EFT Capital, Principal Charl Coetzee a most understanding financial provider supporting an industry based on performance of the borrower’s ability to market their product in an extremely competitive marketplace covering service, presentation and representation.
During the 5 years, we have found EFT Capital to be understanding, most cooperative and further assistance given to be exceptionally quick with their decision and limited paper in support.
The pandemic (Covid-19) sighted our business financially to be of a major concern with many bookings to concerts, weddings, and family gatherings, being cancelled despite our business being classed as an essential service by the Industry Regulator. Our business was affected by the ‘crowd’/gathering policy of the State Government causing cancellations of hire already in place through the year ofma 2020.
The understanding of our financier, EFT Capital was an incomparable supporter ofthe unprecedent predicament period of concern. As a previous career employee in the financial industry, I sincerely congratulate EFT Capital, Charl Coetzee for their understanding,support and speed of decision.
