Check Out Our Blog

If you’re exploring loan options, you may have come across the term “reducing balance method” as a way to calculate interest. This interest calculation method is widely used for loans where the borrower’s principal balance decreases over time, such as personal loans, car loans, and some home loans. In this [Read More]

Moving to a new country is an exciting adventure, but it can also come with its challenges, especially when it comes to securing major purchases like a car. If you’re a visa holder in Australia, getting a vehicle can be crucial for commuting, exploring, and settling into your new life. [Read More]

In today’s fast-paced world, loans have become an integral part of our lives. Whether it’s for buying a car, pursuing higher education, or starting a business, loans provide us with the necessary financial assistance to achieve our goals. However, the key to a successful loan experience lies in making timely [Read More]

Taking out a personal loan can be a great way to get the money you need to cover unexpected expenses, consolidate debt, or make a major purchase. However, it’s important to remember that making your payments on time is essential to maintaining a good credit score. A credit score is [Read More]

Studying abroad is a welcoming prospect for most young students seeking higher education. It helps enrich one’s portfolio and broadens their horizon. But being popular makes student visas a high-demand commodity, as most countries limit the number of foreign students at any given time. A student visa also comes with [Read More]

The soaring cost of living has been a major crisis in various countries across the world. With the rising cost of living- increase in fuel, food services, mortgages and utilities, interest rates, etc. the general people are in turmoil. People of all groups and demographics now worry about meeting this [Read More]

As interest rates continue to rise in Australia, it can be challenging to determine what steps to take to protect your finances. Luckily, there are a few strategies you can consider to help you prepare for rising rates and ensure that your finances remain stable. Paying your loans fast is [Read More]

Inflation rates are at an all-time high in every part of the world. And they are still rising at a staggering rate. The lingering effects of the pandemic and subsequent Russian invasion of Ukraine impacted the production of vital goods and raised production costs. The RBA has been increasing loan [Read More]

It’s very hard to get by without a car these days. Whether it be commuting to work or picking up the kids from school, or even driving to meet your friends, having your own car makes your life a lot easier. But cars are very expensive, and often, it can [Read More]

Money is the last thing you should be worrying about during a personal emergency. Unfortunately, the world revolves around money, and emergencies mean unexpected expenses. And that can add some insult to your injury. In such cases, personal loans can be of great help.   You may have heard of [Read More]

Managing personal finances can be quite a hurdle. Especially if you are dealing with multiple loans, keeping track of the differing interests and payments can become very challenging. That’s where a consolidation loan comes in. With the help of consolidation loans, your debt repayments can become significantly easier. Without proper [Read More]

As a non-resident with a temporary visa, it may seem impossible to get a loan. Whether it is to support you through your higher education, or for a home, the chances seem slim. But if you are a temporary resident in Australia, getting a loan is not only possible – [Read More]

The financial system made it pretty easy to get a loan if you have a decent enough credit score. With all loans, there might be an interest rate you are paying. And you certainly have to repay the loan by a certain date. Well, have you ever thought about paying [Read More]

Buy Now Pay Later sounds good on paper. But there are many hidden pitfalls in this system. Most people understand that 0% APR has something fishy going on. The fact that you’re even reading this article proves you have some doubt. Or maybe you only want to know whether it [Read More]

Gambling requires you to risk it all for an uncertain return.  In a matter of seconds, you can lose all you own or gain a fortune. In the worst case scenario, you will be left with an endless amount of debts and loans to repay. Some even take out loans [Read More]

Debt consolidationis a way to reduce the amount of work it takes to pay off each of your loans separately. In this one payment system, you can reduce your repayments through personal, payday, or consolidation loans. But is it a good idea to do so? Debt Consolidation Consolidation is a [Read More]

When it comes to commuting services, technology has brought about a significant transformation in everyday life. Uber and other ride-sharing services have changed the transportation secerio in the best possible way. People are now more reliant then ever on tech-centric services like Uber and Lyft all across the world. Are [Read More]

You are lucky if you are born with a silver spoon, if not, then you definitely need to build wealth. Indulging in the process of building wealth is going to be a long and time consuming process. It expects you to be both patient and pioneering. Further, you also need [Read More]

A personal loan badly affects your credit score in multiple ways. It has both a grey and positive impact on your credit score. Taking out a personal loan for bad credit Australia isn’t awful for your credit score. In any case, it might influence your general score for the short term and [Read More]

Negotiating A Credit Card Settlement Seeing how long you may be in this circumstance can be useful when you call your creditors to negotiate. Obtain loans for bad credit with EFT Capital. When a financial crisis strikes we are there for you to offer you personal loan in Australia. If [Read More]

COVID 19 has made people realise, more than ever, that a cash flow disruption can occur to anyone, anytime, and without much warning. Not just that, sudden unforeseen liabilities like uncovered medical bills etc. can also creep up without you ever realising it. If you don’t have enough contingency funds [Read More]

Working professionals are progressively choosing personal loans for any expensive purchases or for a dire need of assets. It is additionally on the grounds that personal loans in Australia are easily available. Online cash loans have made the entire procedure struggle free and obtaining a personal loan is no longer [Read More]

The Digital transformation across the globe changed the way we used to work and make the loan processes fast and efficient. With a click of the button, you can not only submit the application but also get your loan approved fast and credited in your bank account. We are leading [Read More]

Opting for a debt consolidation loan is a big step and not something everyone needs to consider. To decide whether a debt consolidation loan is right for you, please reach out to our expert financial advisors for personalised advice for your situation. What Is Debt Consolidation? Debt Consolidation is the [Read More]

Wanting to purchase a car? Congrats!! But wait for a minute. Before you opt into a contract for a car/vehicle loan, browse our article for some things to consider! Have you contacted any certified proficient car finance broker? With the quantity of cars available in the market, finding the best [Read More]

If you fail miserably to take care of your debts, a Debt Agreement is a reasonable choice that permits you to pay off your debts and keeps you away from the Bankruptcy. You can also take care of debts with loans for bad credit. Types of Agreement: A Formal Part [Read More]

Debt is not all bad. In fact, if used intelligently and productively, it has the power to create significant wealth for you; but if it is allowed to run away, it can really bring you down to a level that you will find difficult to bring yourself up from. For [Read More]